Contra Costa County property record for 4584 el Monte Ct, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,713 sqft · built 1992 |
| Lot Size | 0.175 acres (7,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,096 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2019 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-170-007-3 |
| Primary APN | 041-170-007-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,713 sqft Living Area |
| 1st Floor Area | 1,367 sqft |
| 2nd Floor Area | 1,346 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 7,600 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 4584 EL MONTE CT |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | T7165 L7 |
| Legal Subdivision | SUBDIVISION MAP 7165 |
| Legal Tract | 7165 |
| Legal Lot Number | 7 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 302013 |
Source: Contra Costa County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4584 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Jul 22, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Dec 7, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Feb 7, 2022 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Mar 3, 2020 | Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP |
| Jan 8, 2018 | Quit Claim Deed, Transfer · VA Mortgage CASHCALL |
| Mar 31, 2017 | Grant Deed, Transfer · VA Mortgage PRINCETON CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2025 |
| Deed Sale | Apr 11, 2025 |
| Prior Sale | Mar 31, 2017 · Amount on Record |
| Deed Document Number | 202534672 |
| Prior Transfer Date | Mar 9, 2006 |
| Prior Transfer Doc | 0000091885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4584 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4584 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Document Number | 0000015019 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026- 015019 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4584 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000113140 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 2019-113140 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4584 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4584 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Document Number | 0000304602 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-304602 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4584 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4584 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Document Number | 0000023051 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-023051 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4584 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Document Number | 0000067326 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | CHICAGO TITLE-IRVINE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4584 EL MONTE CT OAKLEY CA 945614106, OAKLEY, CA 94561-4106 |
| Document Number | 0000067326 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 67326 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jan 8, 2018 |
| Property Address | 4584 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Document Number | 0000002124 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 2124 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4584 EL MONTE CT OAKLEY CA 945614106, OAKLEY, CA 94561-4106 |
| Document Number | 2126 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 2126 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 31, 2017 |
| Property Address | 4584 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Document Number | 0000056000 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 56000 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4584 EL MONTE CT OAKLEY CA 945614106, OAKLEY, CA 94561-4106 |
| Document Number | 56001 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 56001 |
| Name | PRINCETON CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | LOS GATOS, CA 95032 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Unified School District | Antioch Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $626,708 (+2%) Land $201,241 Building $425,467 | |
| 2025 | $6,096.00 (+2.33%) Disabled Person's exemption Veteran's exemption | $614,421 (+4.04%) Land $197,296 Building $417,125 |
| 2023 | $5,957.00 (-0.1%) Disabled Person's exemption Veteran's exemption | $590,565 Land $189,636 Building $400,929 |
| 2022 | $5,963.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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