Contra Costa County property record for 4588 el Monte Ct, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,034 sqft · built 1992 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Oct 2025) |
| Tax Bill | $9,997 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-170-006-5 |
| Primary APN | 041-170-006-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 1,197 sqft |
| 2nd Floor Area | 837 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 9,100 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4588 EL MONTE CT |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7165 L6 |
| Legal Subdivision | 1765 |
| Legal Tract | 7165 |
| Legal Lot Number | 6 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 302013 |
4588 el Monte Ct is owned and occupied by two individuals who bought it in October 2025.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4588 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Grant Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Mar 24, 2023 | Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Prior Sale | Mar 24, 2023 · Amount on File |
| Deed Document Number | 2025105924 |
| Prior Transfer Date | Jul 31, 2004 |
| Prior Transfer Doc | 0000347627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 9, 2025 |
| Property Address | 4588 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Document Number | 0000105924 |
| Map Reference | MB 342 PG 1 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025- 105924 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4588 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Document Number | 0000105925 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025- 105925 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | 12140 WOODCREST EXECUTIVE DR STE 150, SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 24, 2023 |
| Property Address | 4588 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Document Number | 0000027476 |
| Map Reference | MB 342 PG 1 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 2023-027476 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Title Company | OLD REPUBLIC TITLE-ORINDA, ORT ORINDA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4588 EL MONTE CT, OAKLEY, CA 94561-4106 |
| Document Number | 0000027477 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2023-027477 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 4588 el Monte Ct was $9,997.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Unified School District | Antioch Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $800,000 (+1.51%) Land $320,000 Building $480,000 | |
| 2025 | $9,997.00 | $788,103 Land $332,928 Building $455,175 |
| 2023 | $5,824.00 (+1.43%) Homeowner's exemption | $424,703 Land $93,429 Building $331,274 |
| 2022 | $5,742.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4588 el Monte Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4588 el Monte Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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