4590 Chambliss Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 4590 Chambliss Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,569 sqft · built 2007
Lot Size	1.26 acres (55,016 sqft)
Owner	Individual Name on File
Last Sale	$768,000 (Oct 2023)
Tax Bill	$7,154 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-01-000000-044070`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-000000-044070`
Alternative APNs	`012926000000044070` `12926000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,569 sqft Living Area
Gross Area	4,588 sqft
1st Floor Area	2,641 sqft
Upper Floors Area	928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	55,016 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	1,019 sqft
Porch	Finished/Open Porch
Porch Area	480 sqft
Shed	1 Shed

Location & Zoning

Street Address	4590 CHAMBLISS RD
City	WINTER HAVEN
State	FL
Zip	33884-2981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	BEG 249 FT S OF NW COR OF NW1/4 OF SW1/4 OF SW1/4 RUN S 165.98 FT E 331.24 FT N 166.20 FT W 331.23 FT TO POB
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14003

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4590 CHAMBLISS RD, WINTER HAVEN, FL 33884-2981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 14, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 8, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Dec 14, 2021 · Amount on File
Deed Document Number	2023244873
Deed Book / Page	12875 / 2112
Prior Transfer Date	Dec 5, 2021
Prior Transfer Doc	0000324431
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 16, 2023
Property Address	4590 CHAMBLISS RD, WINTER HAVEN, FL 33884-2981
Document Number	0000244873
Book / Page	12875 / 2112
Instrument Date	Oct 5, 2023
Instrument	2023244873
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,376.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 CENTRAL AVE, RIDGELY, MD 21660-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 CHAMBLISS RD, WINTER HAVEN, FL 33884-2981

Mortgage

Document Number	0128752114
Date	Oct 16, 2023
Instrument	12875/2114

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 14, 2021
Property Address	4590 CHAMBLISS RD, WINTER HAVEN, FL 33884-2981
Document Number	0000324432
Book / Page	12025 / 528
Instrument Date	Dec 5, 2021
Instrument	20210324432
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	SMART TITLE II LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7184, WINTER HAVEN, FL 33883-7184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 CHAMBLISS RD, WINTER HAVEN, FL 33884-2981

Mortgage

Document Number	0012025530
Date	Dec 14, 2021
Instrument	12025/530

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4590 CHAMBLISS RD, WINTER HAVEN, FL 33884-2981
Document Number	0112192068
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 CHAMBLISS RD WINTER HAVEN FL 338842981, WINTER HAVEN, FL 33884-2981

Mortgage

Document Number	0112192068
Date	Apr 29, 2020
Book Page	011219/002068
Instrument	87800

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 28, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,915 (-4.88%) Land $55,572 Building $496,343	$551,915 (-4.88%) Land $55,572 Building $496,343
2025	$7,154.00 (+19.33%) Homeowner's exemption	$580,229 (+29.13%) Land $55,572 Building $524,657	$580,229 (+6.55%) Land $55,572 Building $524,657
2023	$5,995.00 (+2.11%) Homeowner's exemption	$449,321 (+3%)	$544,539 (+24.83%) Land $54,309 Building $490,230
2022	$5,871.00 Homeowner's exemption	$436,234 Land $45,468 Building $390,766	$436,234 Land $45,468 Building $390,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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