4550 Chambliss Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 4550 Chambliss Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,007 sqft · built 1990
Lot Size	1.26 acres (55,029 sqft)
Owner	Individual Name on Record
Last Sale	$212,500 (Aug 2005)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-01-000000-044090`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-000000-044090`
Alternative APNs	`012926000000044090` `12926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,007 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	2,007 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	55,029 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	529 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Screened/Unfinished Porch
Porch Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4550 CHAMBLISS RD
City	WINTER HAVEN
State	FL
Zip	33884-2981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	E 221 FT OF N 249 FT OF NW1/4 OF SW1/4 OF SW1/4
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14003

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4550 CHAMBLISS RD, WINTER HAVEN, FL 33884-2981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Jul 24, 2020	Quit Claim Deed, Transfer LOAN ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2005 · Amount on Record
Deed Sale	Aug 16, 2005 · Amount on Record
Deed Document Number	2005196673
Deed Book / Page	6348 / 207
Last Transfer Date	Jul 16, 2020
Transfer Doc	0000148867
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4550 CHAMBLISS RD, WINTER HAVEN, FL 33884-2981
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029719
Date	Feb 2, 2022
Book Page	12100/527
Instrument	2022029719

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jul 24, 2020
Property Address	4550 CHAMBLISS RD, WINTER HAVEN, FL 33884-2981
Document Number	0113100200
Book / Page	011310 / 000200
Instrument Date	Jul 16, 2020
Instrument	148867
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 CHAMBLISS RD WINTER HAVEN FL 338842981, WINTER HAVEN, FL 33884-2981

Mortgage

Document Number	113100203
Date	Jul 24, 2020
Book Page	011310/000203
Instrument	148868

Lender

Name	LOAN ONE
Type	Funding / Finance Company
Address	GAHANNA, OH 43230

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,588.00 (-20.16%) Homeowner's exemption	$160,266 (+5.99%)	$311,173 (+5.65%) Land $55,585 Building $255,588
2023	$1,989.00 (+3.54%) Homeowner's exemption	$151,213 (+3%)	$294,541 (+17.19%) Land $54,322 Building $240,219
2022	$1,921.00 Homeowner's exemption	$146,809	$251,338 Land $45,479 Building $205,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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