4401 Chambliss Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 4401 Chambliss Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,129 sqft · built 2004
Lot Size	6.55 acres (285,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Oct 2003)
Tax Bill	$3,235 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`26-29-01-000000-044120`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-000000-044120`
Alternative APNs	`012926000000044120` `12926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,129 sqft Living Area
Gross Area	2,613 sqft
1st Floor Area	2,129 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	285,327 sqft
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Screened/Unfinished Porch
Porch Area	240 sqft
Shed	1 Shed

Location & Zoning

Street Address	4401 CHAMBLISS RD
City	WINTER HAVEN
State	FL
Zip	33884-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	NE1/4 OF SW1/4 OF SW1/4 LESS E 249.59 FT & INCLUDING N 50 FT OF E 249.59 FT OF NE1/4 OF SW1/4 OF SW1/4 & LESS E 30 FT FOR CHAMBLISS RD
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14003

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4401 CHAMBLISS RD, WINTER HAVEN, FL 33884-2903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2003 · Amount on Record
Deed Sale	Oct 9, 2003 · Amount on Record
Prior Sale	Oct 1, 2003 · Amount on Record
Deed Document Number	2003204178
Deed Book / Page	5541 / 1501
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4401 CHAMBLISS RD, WINTER HAVEN, FL 33884-2903
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 CHAMBLISS RD, WINTER HAVEN, FL 33884-2903

Mortgage

Document Number	0000112977
Date	Apr 26, 2022
Book Page	12225/2060
Instrument	2022112977

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,270 (+2.7%)	$453,656 (+2.43%) Land $178,400 Building $275,256
2025	$3,235.00 (-9.08%) Homeowner's exemption	$284,586 (+6.37%)	$442,876 (+2.46%) Land $178,400 Building $264,476
2023	$3,558.00 (+2.6%) Homeowner's exemption	$267,540 (+3%)	$432,247 (+14.58%) Land $174,350 Building $257,897
2022	$3,468.00 Homeowner's exemption	$259,748	$377,229 Land $146,000 Building $231,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	141.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20