459 Pepperstone Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 459 Pepperstone Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,481 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,000 (Jun 2019)
Tax Bill	$5,313 (2026)
Deeds & Mortgages	Jun 2019 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`403K008`

Property Details

APN / Parcel Number

Primary APN	`403K008`
Alternative APN	`6189131`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,481 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	459 PEPPERSTONE DR
City	SALISBURY
State	NC
Zip	28146-0008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L44 .16AC
Legal Subdivision	GABLES AT KEPLEY FARMS
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	3
Census Block	3063
Census Tract	50202

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	459 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Deed Book / Page	1329 / 576
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 19, 2019
Property Address	459 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Document Number	0013290576
Book / Page	1329 / 0576
Map Reference	MAP 9995 PG 8469
Instrument Date	Jan 8, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$656.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 W RIDGE RD, 630, SALISBURY, NC 28147-8759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 PEPPERSTONE DR, SALISBURY, NC 28146-0008

Mortgage

Document Number	0013290577
Date	Jun 19, 2019
Instrument	1329/0577

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.34%
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,313.00	$444,264 (-) Land $34,000 Building $410,264	$444,264 (-) Land $34,000 Building $410,264
2025	$5,313.00	$444,264 (-) Land $34,000 Building $410,264
2023	$5,313.00	$444,264 Land $34,000 Building $410,264	$444,264 Land $34,000 Building $410,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKDALE DEVELOPMENT serves 81 people · EPA ID NC2013008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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