453 Pepperstone Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 453 Pepperstone Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,042 sqft · built 2018
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jun 2026)
Tax Bill	$4,649 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`403K009`

Property Details

APN / Parcel Number

Primary APN	`403K009`
Alternative APN	`6189131`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,042 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	453 PEPPERSTONE DR
City	SALISBURY
State	NC
Zip	28146-0008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L45 .14AC
Legal Subdivision	GABLES AT KEPLEY FARM
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	3
Census Block	3063
Census Tract	50202

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	453 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jun 4, 2026	Warranty Deed, Transfer · Line of Credit FARMERS AND MERCHANTS BANK
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA
May 6, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	May 6, 2019 · Amount on Record
Deed Book / Page	1484 / 492
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	453 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013820987
Date	Aug 30, 2021
Book Page	1382/987

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 4, 2026
Property Address	453 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Document Number	1484000492
Book / Page	1484 / 492
Instrument Date	Jun 2, 2026
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 PEPPERSTONE DR, SALISBURY, NC 28146-0008

Mortgage

Document Number	1484000493,
Date	Jun 4, 2026
Book Page	1484/493

Lender

Name	FARMERS AND MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2041

Interest

Rate	5.58%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	May 15, 2026
Property Address	453 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Document Number	1483000184
Book / Page	1483 / 184
Instrument Date	Apr 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 PEPPERSTONE DR, SALISBURY, NC 28146-0008

Mortgage

Document Number	1483000184,
Date	May 15, 2026
Book Page	1483/184

Lender

Name	P N C BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 6, 2019
Property Address	453 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Document Number	0013270166
Book / Page	1327 / 0166
Map Reference	MAP 9995 PG 8469
Instrument Date	May 6, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 W RIDGE RD, 630, SALISBURY, NC 28147-8759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 PEPPERSTONE DR, SALISBURY, NC 28146-0008

Mortgage

Document Number	13270167
Date	May 6, 2019
Instrument	1327/0167

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,649.00	$388,780 (-) Land $34,000 Building $354,780	$388,780 (-) Land $34,000 Building $354,780
2025	$4,649.00	$388,780 (-) Land $34,000 Building $354,780
2023	$4,649.00	$388,780 Land $34,000 Building $354,780	$388,780 Land $34,000 Building $354,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKDALE DEVELOPMENT serves 81 people · EPA ID NC2013008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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