477 Pepperstone Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 477 Pepperstone Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,883 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (May 2026)
Tax Bill	$4,192 (2026)
Deeds & Mortgages	May 2026 Sale Mar 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`403K005`

Property Details

APN / Parcel Number

Primary APN	`403K005`
Alternative APN	`6189131`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,883 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	477 PEPPERSTONE DR
City	SALISBURY
State	NC
Zip	28146-0008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L41 .16AC
Legal Subdivision	THE GABLES AT KEPLEY FARM
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	3
Census Block	3063
Census Tract	50202

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	477 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS STATE BANK
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK
Jul 16, 2020	Warranty Deed, Transfer NOT AVAILABLE
Sep 4, 2019	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Book / Page	1482 / 476
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 4, 2026
Property Address	477 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Document Number	1482000476
Book / Page	1482 / 476
Instrument Date	May 1, 2026
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$73,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 PEPPERSTONE DR, SALISBURY, NC 28146-0008

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	477 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 PEPPERSTONE DR, SALISBURY, NC 28146-0008

Mortgage

Document Number	0014790885
Date	Mar 27, 2026
Book Page	1479/885

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 23, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	477 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Document Number	0013660150
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 PEPPERSTONE DR SALISBURY NC 281460008, SALISBURY, NC 28146-0008

Mortgage

Document Number	0013660150
Date	Jan 19, 2021
Book Page	001366/000150

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 18, 2036

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 16, 2020
Property Address	477 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Document Number	0013520466
Book / Page	001352 / 000466
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$548.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 PEPPERSTONE DR SALISBURY NC 281460008, SALISBURY, NC 28146-0008

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 4, 2019
Property Address	477 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Document Number	0013330959
Book / Page	001333 / 000959
Instrument Date	Apr 10, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$464.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 PEPPERSTONE DR SALISBURY NC 281460008, SALISBURY, NC 28146-0008

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,192.00	$350,529 (-) Land $34,000 Building $316,529	$350,529 (-) Land $34,000 Building $316,529
2025	$4,192.00	$350,529 (-) Land $34,000 Building $316,529
2023	$4,192.00	$350,529 Land $34,000 Building $316,529	$350,529 Land $34,000 Building $316,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKDALE DEVELOPMENT serves 81 people · EPA ID NC2013008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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