459 Olde Post Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 459 Olde Post Rd, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,846 sqft · built 1979
Lot Size0.405 acres (17,642 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Aug 2022)
Tax Bill$3,898 (2025)
Deeds & MortgagesAug 2022 Sale
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNC56-000-596-7592-6

Property Details

APN / Parcel Number

Primary APNC56-000-596-7592-6
Alternative APN
  • 26-1S-22-2130-0004-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Heated Area
Gross Area2,874 sqft
1st Floor Area1,846 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area17,642 sqft (0.405 acres)
Lot Width120 ft Width
Garage TypeFinished
Garage Area572 sqft
PorchOpen Porch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address459 OLDE POST RD
CityNICEVILLE
StateFL
Zip32578-3949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINTREE EST LOT 2 BLK 4
Legal Range22
Legal Township01S
Legal Section26
Legal SubdivisionRAINTREE ESTATES UNIT 1
Legal Block4
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1017
Census Tract21001

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address459 OLDE POST RD, NICEVILLE, FL 32578-3949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2022Warranty Deed, Transfer
NOT AVAILABLE, BRADLEY TITLE LLC
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
BEACH COMMUNITY MORTGAGE SERVICES INC
Feb 21, 2017Warranty Deed, Transfer · Conventional with PMI
BEACH CMNTY MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2022 · Amount on Record
Deed SaleAug 2, 2022 · Amount on Record
Prior SaleFeb 22, 2017 · Amount on Record
Deed Document Number3568873
Deed Book / Page3635 / 4093
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 2, 2022
Property Address459 OLDE POST RD, NICEVILLE, FL 32578-3949
Document Number0036354093
Book / Page3635 / 4093
Map ReferenceMB 5 PG 81-84
Instrument DateJul 28, 2022
Instrument3568873
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyNOT AVAILABLE, BRADLEY TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address611 SAMANA WAY, 611, NICEVILLE, FL 32578-4225

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SOUTHMINSTER CT, NICEVILLE, FL 32578-3948

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address459 OLDE POST RD, NICEVILLE, FL 32578-3949
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address459 OIDE POST ROAD, NICEVILLE, FL 32578-3949

Mortgage

Document Number0035892723
DateNov 29, 2021
Book Page3589/2723
Instrument3508285
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address459 OLDE POST RD, NICEVILLE, FL 32578-3949
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034984484
DateOct 15, 2020
Book Page3498/4484
Instrument3399201
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address459 OLDE POST RD, NICEVILLE, FL 32578-3949
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034401842
DateJan 24, 2020
Book Page3440/1842
Instrument3332652
Lender
NameBEACH COMMUNITY MORTGAGE SERVICES INC
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 21, 2017
Property Address459 OLDE POST RD, NICEVILLE, FL 32578-3949
Document Number0032880687
Book / Page003288 / 000687
Instrument DateFeb 21, 2017
Instrument3118888
Transaction TypeTransfer
Record UpdatedMar 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,728.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address459 OLDE POST RD NICEVILLE FL 325783949, NICEVILLE, FL 32578-3949

Mortgage

Document Number32880689
DateFeb 21, 2017
Book Page003288/000689
Instrument3118889
Lender
NameBEACH CMNTY MTG SVCS
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 20, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,898.00 (+0.91%) Homeowner's exemption$369,763 (+1.83%) Land $151,711 Building $218,052$369,763 (+1.83%) Land $151,711 Building $218,052
2023$3,863.00 (+61.09%) Homeowner's exemption$363,122 (+52.44%) Land $140,251 Building $222,871$363,122 (+5.59%) Land $140,251 Building $222,871
2022$2,398.00 Homeowner's exemption$238,201$343,888 Land $133,572 Building $210,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

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