Okaloosa County property record for 446 Olde Post Rd, Niceville, FL 32578 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,108 sqft · built 1984 |
| Lot Size | 0.358 acres (15,598 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,025 (2025) |
| Deeds & Mortgages | Jul 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-7541-3 |
| Primary APN | C56-000-596-7541-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,108 sqft Living Area |
| Gross Area | 2,876 sqft |
| 1st Floor Area | 2,108 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 15,598 sqft (0.358 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 446 OLDE POST RD |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAINTREE EST LOT 11 BLK 1 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | RAINTREE EST |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21001 |
Source: Okaloosa County records · APN C56-000-596-7541-3
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 OLDE POST RD, NICEVILLE, FL 32578-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 446 OLDE POST RD, NICEVILLE, FL 32578-3906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 446 OLDE POST RD, NICEVILLE, FL 32578-3906 |
| Document Number | 0036331068 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 3633/1068 |
| Instrument | 3565121 |
| Name | ALL REVERSE MORTGAGE INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 934 Months |
| Due | May 24, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.7% |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,025.00 (+6.13%) Homeowner's exemption | $210,802 (+5.99%) | $435,213 (+1.28%) Land $151,711 Building $283,502 |
| 2023 | $1,908.00 (+2.75%) Homeowner's exemption | $198,894 (+3%) | $429,729 (+8.74%) Land $140,251 Building $289,478 |
| 2022 | $1,857.00 Homeowner's exemption | $193,101 | $395,196 Land $133,572 Building $261,624 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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