463 Olde Post Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 463 Olde Post Rd, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,994 sqft · built 1979
Lot Size0.404 acres (17,602 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesNov 2022 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-596-7591-8

Property Details

APN / Parcel Number

Primary APNC56-000-596-7591-8
Alternative APN
  • 26-1S-22-2130-0004-0010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,994 sqft Heated Area
Gross Area2,609 sqft
1st Floor Area1,994 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area17,602 sqft (0.404 acres)
Lot Width120 ft Width
Garage TypeFinished
Garage Area567 sqft
PorchOpen Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address463 OLDE POST RD
CityNICEVILLE
StateFL
Zip32578-3949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINTREE EST LOT 1 BLK 4
Legal Range22
Legal Township01S
Legal Section26
Legal SubdivisionRAINTREE ESTATES UNIT 1
Legal Block4
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1017
Census Tract21001

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address463 OLDE POST RD, NICEVILLE, FL 32578-3949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jan 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 1998
Deed SaleApr 10, 1998
Deed Document Number0021431031
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address463 OLDE POST RD, NICEVILLE, FL 32578-3949
Transaction TypeMortgage
Record UpdatedDec 16, 2022
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 PALOMINO DR, YORK, PA 17402-7634

Mortgage

Document Number0036522187
DateNov 23, 2022
Book Page3652/2187
Instrument3592593
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address463 OLDE POST RD, NICEVILLE, FL 32578-3949
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032834224
DateJan 17, 2017
Book Page3283/4224
Instrument3112555
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$183,938 (+5.99%)$364,292 (+2.48%) Land $151,711 Building $212,581
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$173,548$355,461 Land $140,251 Building $215,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

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