Schenectady County and Schenectady City property record for 459 Fourth St, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,500 sqft · built 1890 |
| Lot Size | 0.255 acres (11,130 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,500 (Sep 2024) |
| Tax Bill | $5,674 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.52-2-25 |
| Primary APN | 421500 48.52-2-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 660 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,130 sqft (0.255 acres) |
| Lot Dimensions | 159 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 308 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 276 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 459 FOURTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GORE LOT 2 WOOD |
| Legal Subdivision | CAMPBELL MYERS |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records · APN 421500 48.52-2-25
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 GARDEN ST, POUGHKEEPSIE, NY 12601-2434 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 14, 2021 | Deed, Transfer · Conventional Mortgage UNMB HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on Record |
| Deed Sale | Sep 27, 2024 · Amount on Record |
| Deed Document Number | 202457385 |
| Deed Book / Page | 2138 / 607 |
| Prior Transfer Date | Oct 27, 2015 |
| Prior Transfer Doc | 0000011590 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 459 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 459 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Document Number | 0000025871 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 202525871 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 459 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 459 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Document Number | 0000025872 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 202525872 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 459 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 459 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Document Number | 0000021694 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 5300/93 |
| Instrument | 202321694 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 14, 2021 |
| Property Address | 459 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Document Number | 0000022276 |
| Book / Page | 2058 / 770 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 202122276 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $568.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 SWAGGERTOWN RD, 509, GLENVILLE, NY 12302-3713 |
| Name | Verified Name |
|---|---|
| Address | 34 COLUMBIA ST, SCHENECTADY, NY 12308-3326 |
| Document Number | 0000022278 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 202122278 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,674.00 (+22.1%) | $108,400 (-) Land $16,300 Building $92,100 | $179,500 (+30.82%) Land $26,991 Building $152,509 |
| 2023 | $108,400 (-) Land $16,300 Building $92,100 | $137,215 (+3.8%) Land $20,633 Building $116,582 | |
| 2022 | $108,400 Land $16,300 Building $92,100 | $132,195 Land $19,878 Building $112,317 | |
| 2021 | $4,647.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 508 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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