Schenectady County and Rotterdam Town property record for 1290 Fourth St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1949 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,000 (Jul 2025) |
| Tax Bill | $5,178 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.11-7-19 |
| Primary APN | 422800 59.11-7-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 420 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 80 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1290 4TH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 361 362 R,G,BZY LINDA LUCCA & SUSAN FOOTE STOODLEY/4.-334-1 |
| Legal Block | 7 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 32901 |
1290 Fourth St is owned by an individual who bought it in July 2025.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 NETHERLANDS BLVD, SCHENECTADY, NY 12306-2533 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2025 | Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Feb 28, 2023 | Deed, Transfer · Conventional Mortgage BROADVIEW MORTGAGE CO |
| Feb 28, 2023 | Deed, Transfer · Conventional Mortgage BROADVIEW MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on File |
| Deed Sale | Jul 17, 2025 · Amount on File |
| Deed Document Number | 202517247 |
| Deed Book / Page | 2153 / 410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 17, 2025 |
| Property Address | 1290 4TH ST, SCHENECTADY, NY 12303-2413 |
| Document Number | 0000017247 |
| Map Reference | DR 29 MAP 1 |
| Instrument Date | Jul 17, 2025 |
| Instrument | 202517247 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1290 4TH ST, SCHENECTADY, NY 12303-2413 |
| Name | Verified Name |
|---|---|
| Address | 12 NETHERLANDS BLVD, SCHENECTADY, NY 12306-2533 |
| Document Number | 0000017248 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 202517248 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 28, 2023 |
| Property Address | 1290 4TH ST, SCHENECTADY, NY 12303-2413 |
| Document Number | 0000011255 |
| Book / Page | 2103 / 427 |
| Map Reference | DR 29 MAP 1 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 202311255 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $672.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 HEATHER DR, WILTON, NY 12831-2501 |
| Name | Verified Name |
|---|---|
| Address | 14 LOUDONWOOD E, LOUDONVILLE, NY 12211-1465 |
| Document Number | 0000011264 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 5291/194 |
| Instrument | 202311264 |
| Name | BROADVIEW MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 28, 2023 |
| Property Address | 1290 4TH ST, SCHENECTADY, NY 12303-2413 |
| Document Number | 0000011255 |
| Book / Page | 2103 / 427 |
| Map Reference | DR 29 MAP 1 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 202311255 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $672.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 HEATHER DR, WILTON, NY 12831-2501 |
| Name | Verified Name |
|---|---|
| Address | 14 LOUDONWOOD E, LOUDONVILLE, NY 12211-1465 |
| Document Number | 0000011264 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 202311264 |
| Name | BROADVIEW MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
The 2026 property tax bill for 1290 Fourth St was $5,178, up 2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,178.00 (+2.03%) | ||
| 2025 | $5,075.00 | $138,000 Land $16,800 Building $121,200 | $212,300 Land $25,845 Building $186,455 |
| 2023 | $138,000 Land $16,800 Building $121,200 | $181,600 Land $22,108 Building $159,492 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1290 Fourth St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1290 Fourth St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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