Schenectady County and Schenectady City property record for 452 Fourth St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,264 sqft · built 1900 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Jul 2019) |
| Tax Bill | $4,134 (2026) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.52-1-41 |
| Primary APN | 421500 48.52-1-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 692 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 150 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 266 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 452 FOURTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 41.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 452 FOURTH ST, SCHENECTADY, NY 12306-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2019 | Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Apr 18, 2018 | Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA/IL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | Mar 5, 1993 · Amount on Record |
| Deed Document Number | 201930732 |
| Deed Book / Page | 2015 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 10, 2019 |
| Property Address | 452 FOURTH ST, SCHENECTADY, NY 12306-5018 |
| Document Number | 0000030732 |
| Book / Page | 2015 / 079 |
| Instrument Date | Jul 2, 2019 |
| Instrument | 201930732 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 452 FOURTH ST, 452, SCHENECTADY, NY 12306-5018 |
| Name | Verified Name |
|---|---|
| Address | 37 COURT ST, BALLSTON SPA, NY 12020-1736 |
| Document Number | 0000030734 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 201930734 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 452 FOURTH ST, SCHENECTADY, NY 12306-5018 |
| Document Number | 0000020003 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 452 FOURTH ST SCHENECTADY NY 123065018, SCHENECTADY, NY 12306-5018 |
| Document Number | 0000020003 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 004836/000058 |
| Instrument | 20003 |
| Name | BANK OF AMERICA/IL |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 8, 2023 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,134.00 (+2.63%) | ||
| 2025 | $4,028.00 (+5.64%) | $76,260 (-) Land $13,100 Building $63,160 | $126,279 (+30.82%) Land $21,692 Building $104,587 |
| 2023 | $76,260 (-) Land $13,100 Building $63,160 | $96,532 (+3.8%) Land $16,582 Building $79,950 | |
| 2022 | $76,260 Land $13,100 Building $63,160 | $93,000 Land $15,976 Building $77,024 | |
| 2021 | $3,813.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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