San Mateo County property record for 459 Cortez Ave, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,820 sqft · built 2008 |
| Lot Size | 0.22 acres (9,570 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $22,187 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-025-530 |
| Primary APN | 048-025-530 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,820 sqft Living Area |
| Gross Area | 4,520 sqft |
| 1st Floor Area | 1,870 sqft |
| 2nd Floor Area | 1,950 sqft |
| Basement Area | 700 sqft |
| Family Room | Family Room |
| Study | Study |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 9,570 sqft (0.22 acres) |
| Lot Dimensions | 110 ft deep x 87 ft wide |
| Garage Type | Basement |
| Garage Area | 700 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 459 CORTEZ AVE |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-5116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 11 12 & SWLY 7 FT LOT 13 BLOCK 10 SHORE ACRES |
| Legal Subdivision | SHORE ACRES |
| Legal Block | 10 |
| Legal Lot Number | 11,13 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 613502 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 459 CORTEZ AVE, HALF MOON BAY, CA 94019-5116 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2009 |
| Deed Sale | Jun 30, 2009 |
| Prior Sale | Sep 30, 2005 |
| Deed Document Number | 200985568 |
| Last Transfer Date | Jul 5, 2012 |
| Transfer Doc | 0000099868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 459 CORTEZ AVE, HALF MOON BAY, CA 94019-5116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000033723 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 2017-033723 |
| Name | STANFORD FCU |
|---|---|
| Type | Credit Union |
| Address | PALO ALTO, CA 94303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,871,749 (+2%) Land $623,912 Building $1,247,837 | ||
| 2025 | $22,187.00 (+9.91%) Homeowner's exemption | $1,835,049 (+4.04%) Land $611,679 Building $1,223,370 | |
| 2023 | $20,187.00 (+1.84%) Homeowner's exemption | $1,763,794 Land $587,928 Building $1,175,866 | $2,216,970 |
| 2022 | $19,823.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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