San Mateo County property record for 402 Cortez Ave, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,144 sqft · built 2003 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,025,000 (Nov 2008) |
| Tax Bill | $16,411 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-046-010 |
| Primary APN | 048-046-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 2,585 sqft |
| 1st Floor Area | 1,058 sqft |
| 2nd Floor Area | 1,086 sqft |
| Basement Area | 441 sqft |
| Family Room | Family Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Corner |
| Garage Type | Basement |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 402 CORTEZ AVE |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-5115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 7 8 BLOCK 8 SOUTH BALBOA |
| Legal Subdivision | SOUTH BALBOA |
| Legal Block | 8 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 613502 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 CORTEZ AVE, HALF MOON BAY, CA 94019-5115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2008 · Amount on Record |
| Deed Sale | Nov 17, 2008 · Amount on Record |
| Prior Sale | Mar 27, 2007 · Amount on Record |
| Deed Document Number | 2008124498 |
| Prior Transfer Date | May 28, 2003 |
| Prior Transfer Doc | 0000148821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 402 CORTEZ AVE, HALF MOON BAY, CA 94019-5115 |
| Document Number | 0000097203 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1059 SAN MATEO AVE SAN BRUNO CA 940661525, SAN BRUNO, CA 94066-1525 |
| Document Number | 0000097203 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 97203 |
| Name | PROVIDENT CU |
|---|---|
| Type | Credit Union |
| Address | REDWOOD CITY, CA 94065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 18, 2034 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,346,340 (+2%) Land $673,170 Building $673,170 | ||
| 2025 | $16,411.00 (+11.08%) Homeowner's exemption | $1,319,942 (+4.04%) Land $659,971 Building $659,971 | |
| 2023 | $14,774.00 (+2%) Homeowner's exemption | $1,268,690 Land $634,345 Building $634,345 | $1,648,710 |
| 2022 | $14,485.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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