366 Cortez Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 366 Cortez Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,780 sqft · built 1999
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$950,000 (May 2002)
Tax Bill	$17,181 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048-043-160`

Property Details

APN / Parcel Number

Primary APN	`048-043-160`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,780 sqft Living Area
Gross Area	3,480 sqft
1st Floor Area	1,440 sqft
2nd Floor Area	1,340 sqft
Basement Area	700 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	366 CORTEZ AVE
City	HALF MOON BAY
State	CA
Zip	94019-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 5 & 6 BLK 7 SOUTH BALBOA TR RSM 5/6
Legal Subdivision	SOUTH BALBOA
Legal Block	7
Legal Lot Number	5,6
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2004
Census Tract	613502

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	366 CORTEZ AVE, HALF MOON BAY, CA 94019-5113
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2002 · Amount on Record
Deed Sale	May 24, 2002 · Amount on Record
Prior Sale	Mar 11, 1999 · Amount on Record
Deed Document Number	2002102168
Prior Transfer Date	Oct 8, 1997
Prior Transfer Doc	0000133119
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	366 CORTEZ AVE, HALF MOON BAY, CA 94019-5113
Document Number	0000026054
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	366 CORTEZ AVE HALF MOON BAY CA 940195113, HALF MOON BAY, CA 94019-5113

Mortgage

Document Number	0000026054
Date	Apr 6, 2018
Instrument	26054

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	366 CORTEZ AVE, HALF MOON BAY, CA 94019-5113
Document Number	0000079762
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	366 CORTEZ AVE HALF MOON BAY CA 940195113, HALF MOON BAY, CA 94019-5113

Mortgage

Document Number	0000079762
Date	Sep 12, 2017
Instrument	79762

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,431,490 (+2%) Land $715,745 Building $715,745
2025	$17,181.00 (+9.78%) Homeowner's exemption	$1,403,422 (+4.04%) Land $701,711 Building $701,711
2023	$15,651.00 (+1.96%) Homeowner's exemption	$1,348,926 Land $674,463 Building $674,463	$1,890,360
2022	$15,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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