45880 Sutter Creek Rd, Indio, CA 92201 Property Records

Riverside County property record for 45880 Sutter Creek Rd, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,787 sqft · built 1989
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2014)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`606-242-031`

Property Details

APN / Parcel Number

Primary APN	`606-242-031`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,787 sqft Living Area
Gross Area	2,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	606242031
Street Address	45880 SUTTER CREEK RD
City	INDIO
State	CA
Zip	92201-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 75 MB 201/080 TR 23018
Legal Tract	23018
Legal Lot Number	75
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3011
Census Tract	45213

Owner

Source: Riverside County assessment roll, APN 606-242-031, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	45880 SUTTER CREEK RD, INDIO, CA 92201-5012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2014 · Amount on Record
Deed Sale	Nov 24, 2014 · Amount on Record
Prior Sale	Apr 27, 2010 · Amount on Record
Deed Document Number	2014-0449833
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45880 SUTTER CREEK RD, INDIO, CA 92201-5012
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45880 SUTTER CREEK RD, INDIO, CA 92201-5012

Mortgage

Document Number	0000658169
Date	Dec 24, 2020
Instrument	2020-0658169

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,424.00 (+3.87%)	$264,399 (+4.04%) Land $66,096 Building $198,303
2023	$4,259.00 (+5.29%)	$254,133 Land $63,530 Building $190,603
2022	$4,045.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), as of October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 582 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3310001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.