45827 Sutter Creek Rd, Indio, CA 92201 Property Records

Riverside County property record for 45827 Sutter Creek Rd, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,590 sqft · built 1989
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Aug 1996)
Tax Bill	$2,827 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`606-241-041`

Property Details

APN / Parcel Number

Primary APN	`606-241-041`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Gravel
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45827 SUTTER CREEK RD
City	INDIO
State	CA
Zip	92201-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 MB 201/080 TR 23018
Legal Subdivision	TRACT NO. 23018
Legal Tract	23018
Legal Lot Number	41
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3007
Census Tract	45213

Owner

Source: Riverside County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47395 MONROE ST, INDIO, CA 92201-6763
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 1996 · Amount on Record
Deed Sale	Aug 15, 1996 · Amount on Record
Prior Sale	May 31, 1996 · Amount on Record
Deed Document Number	1996308108
Last Transfer Date	Jun 7, 2017
Transfer Doc	0000247206
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 10, 2026
Property Address	45827 SUTTER CREEK RD, INDIO, CA 92201-5013
Document Number	0000107984
Instrument Date	Mar 27, 2026
Instrument	2026107984
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45827 SUTTER CREEK RD, INDIO, CA 92201-5013
Investor	Possibly a Property Investor

Mortgage

Document Number	0000107984,
Date	Apr 10, 2026
Instrument	2026107984

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45827 SUTTER CREEK RD, INDIO, CA 92201-5013
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45827 SUTTER CREEK RD, INDIO, CA 92201-5013

Mortgage

Document Number	0000202438
Date	Apr 29, 2022
Instrument	2022-0202438

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 20, 2017
Property Address	45827 SUTTER CREEK RD, INDIO, CA 92201-5013
Document Number	0000247206
Instrument Date	Jun 7, 2017
Instrument	247206
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47395 MONROE ST #127 CHIRIACO SUMMIT CA 922016791, 127, CHIRIACO SUMMIT, CA 92201-6791

Mortgage

Document Number	247207
Date	Jun 20, 2017
Instrument	247207

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,827.00 (+3.18%)	$146,547 (+4.04%) Land $40,699 Building $105,848
2024	$2,740.00 (+3.24%)
2023	$2,654.00 (+6.16%)	$140,858 Land $39,119 Building $101,739
2022	$2,500.00
2021			$341,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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