45832 Sutter Creek Rd, Indio, CA 92201 Property Records

Riverside County property record for 45832 Sutter Creek Rd, Indio, CA 92201

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,590 sqft · built 1989
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (Oct 2014)
Tax Bill$4,478 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN606-242-029

Property Details

APN / Parcel Number

Primary APN606-242-029

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,590 sqft Living Area
Gross Area2,052 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number606242029
Street Address45832 SUTTER CREEK RD
CityINDIO
StateCA
Zip92201-5012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 73 MB 201/080 TR 23018
Legal Tract23018
Legal Lot Number73
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group3
Census Block3011
Census Tract45213

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address45832 SUTTER CREEK RD, INDIO, CA 92201-5012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jul 24, 2018Deed of Trust, Mortgage · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 7, 2014 · Amount on Record
Deed SaleOct 7, 2014 · Amount on Record
Prior SaleOct 7, 2014 · Amount on Record
Deed Document Number0000382572
Last Transfer DateOct 13, 2021
Transfer Doc0000604514
Record UpdatedJun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateOct 13, 2021
Property Address45832 SUTTER CREEK RD, INDIO, CA 92201-5012
Document Number0000604514
Map ReferenceMB 201 PG 80-83
Instrument DateOct 2, 2021
Instrument2021-0604514
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45832 SUTTER CREEK RD, INDIO, CA 92201-5012

Mortgage

Document Number0000604515
DateOct 13, 2021
Instrument2021-0604515
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45832 SUTTER CREEK RD, INDIO, CA 92201-5012
Document Number0000309816
Instrument DateJul 24, 2018
Transaction TypeMortgage
Record UpdatedAug 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address45832 SUTTER CREEK RD INDIO CA 922015012, INDIO, CA 92201-5012

Mortgage

Document Number0000309816
DateAug 1, 2018
Instrument309816
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 31, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityIndio City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,478.00 (+3.04%)$268,003 (+4.04%) Land $66,996 Building $201,007
2023$4,346.00 (+6.13%)$257,598 Land $64,396 Building $193,202
2022$4,095.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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