4587 Luminary Ave, Naples, FL 34119 Property Records

Collier County property record for 4587 Luminary Ave, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,824 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,877 (Dec 2019)
Tax Bill	$10,978 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`643960 5293B09`

Property Details

APN / Parcel Number

Primary APN	`643960 5293B09`
Alternative APN	`74937505125`

Interior

Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Pool Area	351 sqft
Deck Area	673 sqft

Location & Zoning

Street Address	4587 LUMINARY AVE
City	NAPLES
State	FL
Zip	34119-9075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECREEK PLAT TWO LOT 529
Legal Range	26
Legal Township	48
Legal Section	9
Legal Subdivision	STONECREEK PLAT TWO
Legal Block	1
Legal Lot Number	529
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1021
Census Tract	11209

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4587 LUMINARY AVE, NAPLES, FL 34119-9075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit DEEPHAVEN MTG LLC
Dec 13, 2019	Special Warranty Deed, Transfer · Conventional Mortgage GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	20195803196
Deed Book / Page	5705 / 3566
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	May 22, 2026
Property Address	4587 LUMINARY AVE, NAPLES, FL 34119-9075
Document Number	0006828717
Book / Page	6590 / 3520
Instrument Date	May 15, 2026
Instrument	20266828717
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4587 LUMINARY AVE, NAPLES, FL 34119-9075

Mortgage

Document Number	0006828717,
Date	May 22, 2026
Book Page	6590/3520
Instrument	20266828717

Lender

Name	DEEPHAVEN MTG LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 13, 2019
Property Address	4587 LUMINARY AVE, NAPLES, FL 34119-9075
Document Number	0057053566
Book / Page	5705 / 3566
Map Reference	MB 62 PG 5
Instrument Date	Dec 11, 2019
Instrument	5803196
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,731.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4587 LUMINARY AVE, NAPLES, FL 34119-9075

Mortgage

Document Number	0057053568
Date	Dec 13, 2019
Instrument	5705/3568

Lender

Name	GL FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,206,163 (+1%)	$1,224,443 (+5.05%) Land $417,169 Building $807,274
2025	$10,978.00 (-4.46%)	$1,096,512 (+21%)	$1,165,538 (-19.83%) Land $635,458 Building $530,080
2023	$11,490.00 (+4.18%)	$906,208 (+1%)	$1,453,783 (+10.77%) Land $664,961 Building $788,822
2022	$11,029.00	$823,825	$1,312,473 Land $475,675 Building $836,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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