4583 Luminary Ave, Naples, FL 34119 Property Records

Collier County property record for 4583 Luminary Ave, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,142 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Mar 2022)
Tax Bill	$9,008 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone AH (high risk)
APN	`643960 5303B09`

Property Details

APN / Parcel Number

Primary APN	`643960 5303B09`
Alternative APN	`74937505141`

Interior

Building Area	2,142 sqft Living Area
1st Floor Area	2,142 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	420 sqft
Deck Area	834 sqft

Location & Zoning

Street Address	4583 LUMINARY AVE
City	NAPLES
State	FL
Zip	34119-9075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECREEK PLAT TWO LOT 530
Legal Range	26
Legal Township	48
Legal Section	9
Legal Subdivision	STONECREEK PLAT TWO
Legal Block	1
Legal Lot Number	530
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1021
Census Tract	11209

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4583 LUMINARY AVE, NAPLES, FL 34119-9075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2022	Warranty Deed, Transfer · Conventional Mortgage HARBORONE MORTGAGE LLC
Feb 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FOUNDATION BANK
Jun 11, 2020	Special Warranty Deed, Transfer · Conventional Mortgage GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2022 · Amount on Record
Deed Sale	Mar 27, 2022 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	20226226656
Deed Book / Page	6103 / 3448
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 27, 2022
Property Address	4583 LUMINARY AVE, NAPLES, FL 34119-9075
Document Number	0061033448
Book / Page	6103 / 3448
Map Reference	MB 62 PG 5-12
Instrument Date	Mar 22, 2022
Instrument	6226656
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8820 WALTER WAY # 23182318, 8820, NAPLES, FL 34120-0752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4583 LUMINARY AVE, NAPLES, FL 34119-9075

Mortgage

Document Number	0061033450
Date	Mar 27, 2022
Instrument	6103/3450

Lender

Name	HARBORONE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4583 LUMINARY AVE, NAPLES, FL 34119-9075
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4583 LUMINARY AVE, NAPLES, FL 34119-9075

Mortgage

Document Number	0060840025
Date	Feb 12, 2022
Book Page	6084/25
Instrument	6204562

Lender

Name	FIRST FOUNDATION BANK
Type	Bank
Address	NAPLES, FL 34101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 11, 2020
Property Address	4583 LUMINARY AVE, NAPLES, FL 34119-9075
Document Number	0057733136
Book / Page	5773 / 3136
Map Reference	MB 62 PG 5
Instrument Date	Jun 5, 2020
Instrument	5878666
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOVAS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,597.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4583 LUMINARY AVE, NAPLES, FL 34119-9075

Mortgage

Document Number	0057733138
Date	Jun 11, 2020
Instrument	5773/3138

Lender

Name	GL FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$985,239 (+2.7%)	$1,034,406 (+7.83%) Land $370,687 Building $663,719
2025	$9,008.00 (-21.4%) Homeowner's exemption	$959,337 (-16.05%) Land $501,064 Building $458,273	$959,337 (-16.05%) Land $501,064 Building $458,273
2023	$11,460.00 (+84.45%)	$1,142,682 (+86.99%) Land $524,327 Building $618,355	$1,142,682 (+10.25%) Land $524,327 Building $618,355
2022	$6,213.00 Homeowner's exemption	$611,105	$1,036,426 Land $380,540 Building $655,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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