4586 Luminary Ave, Naples, FL 34119 Property Records

Collier County property record for 4586 Luminary Ave, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,754 sqft · built 2020
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$1,300,000 (Sep 2026)
Tax Bill	$7,269 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`643960 4873B09`

Property Details

APN / Parcel Number

Primary APN	`643960 4873B09`
Alternative APN	`74937504281`

Interior

Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Deck Area	330 sqft

Location & Zoning

Street Address	4586 LUMINARY AVE
City	NAPLES
State	FL
Zip	34119-9074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECREEK PLAT TWO LOT 487
Legal Range	26
Legal Township	48
Legal Section	9
Legal Subdivision	STONECREEK PLAT TWO
Legal Block	1
Legal Lot Number	487
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1016
Census Tract	11209

Owner

Source: Collier County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4586 LUMINARY AVE, NAPLES, FL 34119-9074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage LOGAN FINANCE CORPORATION
Aug 13, 2020	Special Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	20266879155
Deed Book / Page	6633 / 533
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 28, 2026
Property Address	4586 LUMINARY AVE, NAPLES, FL 34119-9074
Document Number	0006879155
Book / Page	6633 / 533
Instrument Date	Sep 17, 2026
Instrument	20266879155
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	TROPICAL TITLE INC, TROPICAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$919,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4586 LUMINARY AVE, NAPLES, FL 34119-9074

Mortgage

Document Number	0006879156,
Date	Sep 28, 2026
Instrument	20266879156

Lender

Name	LOGAN FINANCE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 13, 2020
Property Address	4586 LUMINARY AVE, NAPLES, FL 34119-9074
Document Number	0058012220
Book / Page	5801 / 2220
Map Reference	MB 62 PG 5
Instrument Date	Aug 12, 2020
Instrument	5907966
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,030.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY, 1600, SUNRISE, FL 33323-2891

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4586 LUMINARY AVE, NAPLES, FL 34119-9074

Mortgage

Document Number	0058012222
Date	Aug 13, 2020
Instrument	5801/2222

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$797,386 (+2.7%)	$1,061,189 (+3.39%) Land $385,144 Building $676,045
2025	$7,269.00 (+3.06%) Homeowner's exemption	$776,423 (+5.99%)	$1,026,418 (-20.54%) Land $540,911 Building $485,507
2023	$7,053.00 (-2.85%) Homeowner's exemption	$732,564 (+3%)	$1,291,700 (+10.01%) Land $566,025 Building $725,675
2022	$7,260.00 Homeowner's exemption	$711,227	$1,174,129 Land $404,324 Building $769,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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