4581 Ranchgrove Dr, Irvine, CA 92604 Property Records

Orange County property record for 4581 Ranchgrove Dr, Irvine, CA 92604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,564 sqft · built 1971
Lot Size	0.114 acres (5,004 sqft)
Owner	2 Owner Names on Record
Last Sale	$262,000 (Sep 1999)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`449-231-02`

Property Details

APN / Parcel Number

Primary APN	`449-231-02`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area

Exterior

Year Built	Built 1971
Lot Area	5,004 sqft (0.114 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4581 RANCHGROVE DR
City	IRVINE
State	CA
Zip	92604-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7236 BLK LOT 2
Legal Tract	7236
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1004
Census Tract	52526

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4581 RANCHGROVE DR, IRVINE, CA 92604-2351
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1999 · Amount on Record
Deed Sale	Sep 30, 1999 · Amount on Record
Prior Sale	Oct 15, 2009
Deed Document Number	0000698183
Deed Book / Page	449
Last Transfer Date	Apr 27, 2010
Transfer Doc	0000196200
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4581 RANCHGROVE DR, IRVINE, CA 92604-2351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 RANCHGROVE DR, IRVINE, CA 92604-2351

Mortgage

Document Number	0000667456
Date	Nov 18, 2020
Instrument	2020000667456

Lender

Name	INDEPENDENT FINANCIAL SERVICES GROUP INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,330.00 (+5%) Homeowner's exemption	$402,678 (+4.04%) Land $301,313 Building $101,365
2023	$4,124.00 (+2.08%) Homeowner's exemption	$387,043 Land $289,613 Building $97,430
2022	$4,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Xfinity.

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