4580 SE Bayshore Ter, Stuart, FL 34997 Property Records

Martin County property record for 4580 SE Bayshore Ter, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,018 sqft · built 1983
Lot Size	0.279 acres (12,153 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2019)
Tax Bill	$4,955 (2025)
Deeds & Mortgages	Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-001-000-0015.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-001-000-0015.0-0-0000`
Alternative APNs	`48-38-41-001-000-00150-0` `38401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,018 sqft Living Area
Gross Area	2,466 sqft
1st Floor Area	2,018 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,153 sqft (0.279 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38401
Street Address	4580 SE BAYSHORE TER
City	STUART
State	FL
Zip	34997-6979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	BAY SHORE VILLAGE LOT 15
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	BAY SHORE VILLAGE
Legal Block	1
Legal Lot Number	15
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1003
Census Tract	1302

Owner

4580 SE Bayshore Ter is owned and occupied by two individuals who bought it in October 2019.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4580 SE BAYSHORE TER, STUART, FL 34997-6979
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Prior Sale	Aug 15, 2007 · Amount on File
Deed Document Number	20192779102
Deed Book / Page	3087 / 2509
Prior Transfer Date	May 19, 2008
Prior Transfer Doc	0023810174
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 10, 2019
Property Address	4580 SE BAYSHORE TER, STUART, FL 34997-6979
Document Number	0030872509
Book / Page	003087 / 002509
Instrument Date	Oct 10, 2019
Instrument	2779102
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	PATCH REEF TITLE COMPANY INC, PATCH REEF TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$2,625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4580 SE BAYSHORE TER STUART FL 349976979, STUART, FL 34997-6979

Tax Assessment & Valuation

The 2025 property tax bill for 4580 SE Bayshore Ter was $4,955 with exemptions applied, up 1.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,955.00 (+1.31%) Homeowner's exemption Senior Citizen's exemption	$332,469	$557,080 Land $225,000 Building $332,080
2024	$4,891.00 (+6.14%)
2023	$4,608.00 (+10.77%) Additional exemption filed	$348,103 (+31.89%)	$534,090 (+13.77%) Land $225,000 Building $309,090
2022	$4,160.00 Homeowner's exemption	$263,943	$469,430 Land $236,250 Building $233,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4580 SE Bayshore Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4580 SE Bayshore Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20