4530 SE Bayshore Ter, Stuart, FL 34997 Property Records

Martin County property record for 4530 SE Bayshore Ter, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,188 sqft · built 1971
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Company Names on Record
Last Sale	$15,000 (Aug 2018)
Tax Bill	$24,525 (2025)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`48-38-41-001-000-0018.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-001-000-0018.0-4-0000`
Alternative APNs	`48-38-41-001-000-00180-4` `38404`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
Gross Area	2,913 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Slab
Porch Area	643 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4530 SE BAYSHORE TER
City	STUART
State	FL
Zip	34997-6979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 18 BAY SHORE VILLAGE (PB 4 PG 74) (LESS A PORTION AS FOLLOWS; COMMENCE AT THE NE COR OF LOT 18 SW 27.91 FT FOR THE POB CONT SW 7.01 FT SE 47.42 FT SE 83.98 FT NE 23 FT NW 135 FT TO THE POB)
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	BAY SHORE VILLAGE
Legal Block	1
Legal Lot Number	18
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1003
Census Tract	1302

Owner

Source: Martin County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4530 SE BAYSHORE TER, STUART, FL 34997-6979
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Oct 9, 2009 · Amount on Record
Deed Document Number	20182712607
Deed Book / Page	3012 / 1628
Prior Transfer Date	Nov 25, 2013
Prior Transfer Doc	0026971259
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 27, 2018
Property Address	4530 SE BAYSHORE TER, STUART, FL 34997-6979
Document Number	0030121628
Book / Page	003012 / 001628
Instrument Date	Aug 20, 2018
Instrument	2712607
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4550 SE BAYSHORE TER STUART FL 349976979, STUART, FL 34997-6979

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,525.00 (+1.98%)	$1,491,653 (+21%)	$1,597,690 (+10.89%) Land $1,312,500 Building $285,190
2024	$24,049.00 (+8.28%)
2023	$22,211.00 (+14.68%)	$1,232,772 (+1%)	$1,440,850 (+22.77%) Land $1,155,000 Building $285,850
2022	$19,368.00	$1,120,702	$1,173,600 Land $945,000 Building $228,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20