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4589 SE Bayshore Ter, Stuart, FL 34997 Property Records

Martin County property record for 4589 SE Bayshore Ter, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,036 sqft · built 2000
Lot Size0.279 acres (12,153 sqft)
OwnerIndividual Name on File
Last Sale$635,000 (Jul 2024)
Tax Bill$7,633 (2025)
Deeds & MortgagesAug 2023 Transfer
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN48-38-41-001-000-0060.0-6-0000

Property Details

APN / Parcel Number

Primary APN48-38-41-001-000-0060.0-6-0000
Alternative APNs
  • 48-38-41-001-000-00600-6
  • 38446

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area2,036 sqft Living Area
Gross Area2,540 sqft
1st Floor Area2,036 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,153 sqft (0.279 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area413 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number38446
Street Address4589 SE BAYSHORE TER
CitySTUART
StateFL
Zip34997-6977
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBAY SHORE VILLAGE LOT 60
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionBAY SHORE VILLAGE
Legal Block1
Legal Lot Number60
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1005
Census Tract1302

Owner

4589 SE Bayshore Ter is owned and occupied by an individual who bought it in July 2024.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4589 SE BAYSHORE TER, STUART, FL 34997-6977
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2024 · Amount on File
Deed SaleJul 15, 2024 · Amount on File
Prior SaleFeb 3, 2011 · Amount on File
Deed Document Number20243081959
Deed Book / Page3447 / 2942
Prior Transfer DateJul 23, 2018
Prior Transfer Doc0030082800
Record UpdatedOct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateAug 7, 2023
Property Address4589 SE BAYSHORE TER, STUART, FL 34997-6977
Document Number0006050004
Book / Page605 / 4
Map ReferenceMB 4 PG 74
Instrument DateAug 1, 2023
Instrument3029796
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11 GLEBE GARDENS, MOIRA XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 GLEBE GARDENS, MOIRA XX
InvestorPossibly a Property Investor

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateAug 7, 2018
Property Address4589 SE BAYSHORE TER, STUART, FL 34997-6977
Document Number0030082800
Book / Page003008 / 002800
Instrument DateJul 23, 2018
Instrument2709365
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4589 SE BAYSHORE TER STUART FL 349976977, STUART, FL 34997-6977

Tax Assessment & Valuation

The 2025 property tax bill for 4589 SE Bayshore Ter was $7,633, down 21.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,633.00 (-21.32%)$497,073$603,540 Land $225,000 Building $378,540
2024$9,701.00 (+2,204.28%)
2023$421.00 (+3.95%) Additional exemption filed$241,629 (+3%)$535,210 (+13.5%) Land $225,000 Building $310,210
2022$405.00 Homeowner's exemption$234,592$471,540 Land $236,250 Building $235,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4589 SE Bayshore Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 167 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
incl. 86 condo units
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4589 SE Bayshore Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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