4580 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4580 Cover St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,349 sqft · built 1946
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Dec 2020)
Tax Bill	$5,771 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`226-342-011`

Property Details

APN / Parcel Number

Primary APN	`226-342-011`
Alternative APN	`041900230`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,349 sqft Living Area
Gross Area	1,799 sqft
1st Floor Area	1,349 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	041900230
Street Address	4580 COVER ST
City	RIVERSIDE
State	CA
Zip	92506-2097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 29 MB 020/085 W F STEVENSON TR
Legal Subdivision	W F STEVENSON TR
Legal Tract	2
Legal Lot Number	29
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	6
Census Block	6020
Census Tract	30800

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4580 COVER ST, RIVERSIDE, CA 92506-2097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 16, 2020	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARROWHEAD CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Sep 16, 2015
Deed Document Number	2020639777
Prior Transfer Date	Sep 9, 2015
Prior Transfer Doc	0000412861
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4580 COVER ST, RIVERSIDE, CA 92506-2097
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301020
Date	Jul 24, 2017
Instrument	2017-0301020

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 16, 2020
Property Address	4580 COVER ST, RIVERSIDE, CA 92506-2097
Document Number	0000639777
Map Reference	MB 20 PG 85
Instrument Date	Nov 18, 2020
Instrument	2020-0639777
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 COVER ST, RIVERSIDE, CA 92506-2097

Mortgage

Document Number	0000639778
Date	Dec 16, 2020
Instrument	2020-0639778

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4580 COVER ST, RIVERSIDE, CA 92506-2097
Document Number	0000226507
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4580 COVER ST RIVERSIDE CA 925062097, RIVERSIDE, CA 92506-2097

Mortgage

Document Number	0000226507
Date	May 28, 2020
Instrument	226507

Lender

Name	ARROWHEAD CAP
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,436 (+2%) Land $99,366 Building $425,070
2025	$5,771.00 (+3.83%)	$514,154 (+4.04%) Land $97,418 Building $416,736
2023	$5,558.00 (+1.89%)	$494,190 (+2%) Land $93,636 Building $400,554
2022	$5,455.00	$484,500 Land $91,800 Building $392,700
2021			$467,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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