4580 Cold Spring Ct, Cumming, GA 30041 Property Records

Forsyth County property record for 4580 Cold Spring Ct, Cumming, GA 30041

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,596 sqft · built 2006
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2021)
Tax Bill	$4,167 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177-000-317`

Property Details

APN / Parcel Number

Primary APN	`177-000-317`
Alternative APNs	`0000233750` `177 317`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,596 sqft Living Area
Basement Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Garage Area	462 sqft

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000233750
Street Address	4580 COLD SPRING CT
City	CUMMING
State	GA
Zip	30041-5862
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	2-1 727 UN 778 POD F-1 JAMES CREEK
Legal Subdivision	JAMES CREEK
Legal Block	3
Legal Lot Number	778
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	3
Census Block	3007
Census Tract	130607

Owner

4580 Cold Spring Ct, a townhouse, is owned and occupied by two individuals who bought it in June 2021.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4580 COLD SPRING CT, CUMMING, GA 30041-5862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY MORTGAGE
Jun 1, 2021	Warranty Deed, Transfer
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Jul 10, 2007 · Amount on File
Deed Document Number	20216767
Deed Book / Page	10212 / 259
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4580 COLD SPRING CT, CUMMING, GA 30041-5862
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 COLD SPRING CT, CUMMING, GA 30041-5862

Mortgage

Document Number	0102120000000262
Date	Jun 22, 2021
Book Page	0000010212/0000000262

Lender

Name	FAMILY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 1, 2021
Property Address	4580 COLD SPRING CT, CUMMING, GA 30041-5862
Document Number	0102120259
Book / Page	10212 / 259
Instrument Date	Jun 1, 2021
Instrument	2021-006767
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 COLD SPRING CT, CUMMING, GA 30041-5862

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4580 COLD SPRING CT, CUMMING, GA 30041-5862
Document Number	0086610220
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 COLD SPRING CT CUMMING GA 300415862, CUMMING, GA 30041-5862

Mortgage

Document Number	0086610220
Date	Aug 30, 2018
Book Page	008661/000220

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 29, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4580 Cold Spring Ct was $4,167.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,167.00	$169,952 Land $66,000 Building $103,952	$424,880 Land $165,000 Building $259,880
2023	$3,730.00 (+8.21%) Homeowner's exemption	$151,556 (+56.99%) Land $56,000 Building $95,556	$378,890 (+56.99%) Land $140,000 Building $238,890
2022	$3,447.00 Homeowner's exemption	$96,540 Land $24,000 Building $72,540	$241,350 Land $60,000 Building $181,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4580 Cold Spring Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4580 Cold Spring Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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