4570 Cold Spring Ct, Cumming, GA 30041 Property Records

Forsyth County property record for 4570 Cold Spring Ct, Cumming, GA 30041

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,596 sqft · built 2006
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2019)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`177-000-318`

Property Details

APN / Parcel Number

Primary APN	`177-000-318`
Alternative APNs	`000000023687` `0000160941` `177 318`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,596 sqft Living Area
Basement Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Garage Area	462 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000160941
Street Address	4570 COLD SPRING CT
City	CUMMING
State	GA
Zip	30041-5862
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	2-1 727 UN 779 POD F-1 JAMES CREEK
Legal Subdivision	JAMES CREEK
Legal Block	3
Legal Lot Number	779
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	3
Census Block	3007
Census Tract	130607

Owner

4570 Cold Spring Ct, a townhouse, is owned and occupied by an individual who bought it in March 2019.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4570 COLD SPRING CT, CUMMING, GA 30041-5862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2019	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE
Mar 20, 2017	Warranty Deed, Transfer · Conventional with PMI SHELTER LNDG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2019 · Amount on File
Deed Sale	Mar 5, 2019 · Amount on File
Prior Sale	Mar 15, 2017 · Amount on File
Deed Document Number	20191773
Deed Book / Page	8817 / 404
Record Updated	Oct 29, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Mar 7, 2019
Property Address	4570 COLD SPRING CT, CUMMING, GA 30041-5862
Document Number	0088170404
Book / Page	008817 / 000404
Instrument Date	Feb 19, 2019
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4570 COLD SPRING CT CUMMING GA 300415862, CUMMING, GA 30041-5862

Mortgage

Document Number	88170407
Date	Mar 7, 2019
Book Page	008817/000407

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

Mortgage

Document Number	88170439,
Date	Mar 7, 2019
Book Page	008817/000439

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Mar 20, 2017
Property Address	4570 COLD SPRING CT, CUMMING, GA 30041-5862
Document Number	0081330240
Book / Page	008133 / 000240
Instrument Date	Mar 15, 2017
Instrument	1581078
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4570 COLD SPRING CT CUMMING GA 300415862, CUMMING, GA 30041-5862

Mortgage

Document Number	81330241
Date	Mar 20, 2017
Book Page	008133/000241
Instrument	1581079

Lender

Name	SHELTER LNDG SVCS
Address	BROWN DEER, WI 53209

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4570 Cold Spring Ct was $3,595 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,595.00	$179,472 Land $66,000 Building $113,472	$448,680 Land $165,000 Building $283,680
2023	$3,003.00 (-8.36%)	$159,916 (+55.47%) Land $56,000 Building $103,916	$399,790 (+55.47%) Land $140,000 Building $259,790
2022	$3,277.00	$102,860 Land $24,000 Building $78,860	$257,150 Land $60,000 Building $197,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4570 Cold Spring Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4570 Cold Spring Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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