4555 Cold Spring Ct, Cumming, GA 30041 Property Records

Forsyth County property record for 4555 Cold Spring Ct, Cumming, GA 30041

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,484 sqft · built 2012
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Mar 2019)
Tax Bill	$4,794 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177-000-291`

Property Details

APN / Parcel Number

Primary APN	`177-000-291`
Alternative APNs	`000000076378` `0000175126` `177 291`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,484 sqft Living Area
Basement Area	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000175126
Street Address	4555 COLD SPRING CT
City	CUMMING
State	GA
Zip	30041-5881
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	2-1 727 UN 629 POD F-1 JAMES CREEK
Legal Subdivision	JAMES CREEK
Legal Block	2
Legal Lot Number	629
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	2
Census Block	2011
Census Tract	130607

Owner

4555 Cold Spring Ct, a townhouse, is owned and occupied by two individuals who bought it in March 2019.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4555 COLD SPRING CT, CUMMING, GA 30041-5881
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HM LNS LLC
Apr 10, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FCU
Feb 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Mar 6, 2013 · Amount on File
Deed Document Number	20193136
Deed Book / Page	8849 / 699
Prior Transfer Date	Feb 14, 2018
Prior Transfer Doc	0084720578
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4555 COLD SPRING CT, CUMMING, GA 30041-5881
Document Number	0095830107
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4555 COLD SPRING CT CUMMING GA 300415881, CUMMING, GA 30041-5881

Mortgage

Document Number	0095830107
Date	Sep 3, 2020
Book Page	009583/000107

Lender

Name	ZILLOW HM LNS LLC
Address	OVERLAND PARK, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 2, 2035

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Apr 10, 2019
Property Address	4555 COLD SPRING CT, CUMMING, GA 30041-5881
Document Number	0088490699
Book / Page	008849 / 000699
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4555 COLD SPRING CT CUMMING GA 300415881, CUMMING, GA 30041-5881

Mortgage

Document Number	88490700
Date	Apr 10, 2019
Book Page	008849/000700

Lender

Name	FIRST TECHNOLOGY FCU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Feb 14, 2018
Property Address	4555 COLD SPRING CT, CUMMING, GA 30041-5881
Document Number	0084720578
Book / Page	008472 / 000578
Instrument Date	Feb 14, 2018
Transaction Type	Transfer
Record Updated	Mar 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4555 Cold Spring Ct was $4,794 with exemptions applied, up 2.7% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,794.00 (+2.72%) Homeowner's exemption Additional exemption filed	$233,528 Land $66,000 Building $167,528	$583,820 Land $165,000 Building $418,820
2024	$4,667.00 (+14.39%)
2023	$4,080.00 (-7%) Homeowner's exemption	$206,936 (+49.36%) Land $56,000 Building $150,936	$517,340 (+49.36%) Land $140,000 Building $377,340
2022	$4,387.00 Homeowner's exemption	$138,548 Land $24,000 Building $114,548	$346,370 Land $60,000 Building $286,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4555 Cold Spring Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4555 Cold Spring Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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