458 Monte Vista, Palm Desert, CA 92260 Property Records

Riverside County property record for 458 Monte Vista, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,959 sqft · built 2005
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Oct 2022)
Tax Bill	$7,435 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Oct 2022 Sale
Flood Zone	Zone X (reduced by levee)
APN	`640-380-051`

Property Details

APN / Parcel Number

Primary APN	`640-380-051`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,959 sqft Living Area
Gross Area	2,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	458 MONTE VIS
City	PALM DESERT
State	CA
Zip	92260-5299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PR7SP
Legal Description	.10 ACRES NET IN LOT 43 MB 368/033 TR 31969
Legal Subdivision	TRACT 31969
Legal Tract	31969
Legal Lot Number	43
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1003
Census Tract	45118

Owner

Source: Riverside County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3032 VIA BUENA, PALOS VERDES ESTATES, CA 90274-4420
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 11, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	2022423412
Prior Transfer Date	Oct 9, 2017
Prior Transfer Doc	0000427797
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	458 MONTE VIS, PALM DESERT, CA 92260-5299
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075876
Date	Feb 23, 2017
Instrument	2017-0075876

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 11, 2022
Property Address	458 MONTE VIS, PALM DESERT, CA 92260-5299
Document Number	0000423412
Map Reference	MB 368 PG 33-36
Instrument Date	Oct 3, 2022
Instrument	2022-0423412
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3032 VIA BUENA, PALOS VERDES ESTATES, CA 90274-4420

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,435.00 (+5.28%)	$546,210 (+4.04%) Land $52,020 Building $494,190
2023	$7,062.00 (+92.53%)	$525,000 Land $50,000 Building $475,000
2022	$3,668.00
2021			$564,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–2016)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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