444 Monte Vista, Palm Desert, CA 92260 Property Records

Riverside County property record for 444 Monte Vista, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,531 sqft · built 2005
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Mar 2021)
Tax Bill	$7,212 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Mar 2021 Sale & Reverse Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`640-380-050`

Property Details

APN / Parcel Number

Primary APN	`640-380-050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,531 sqft Living Area
Gross Area	3,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	444 MONTE VIS
City	PALM DESERT
State	CA
Zip	92260-5299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PR7SP
Legal Description	.10 ACRES NET IN LOT 42 MB 368/033 TR 31969
Legal Subdivision	TRACT NO 31969
Legal Tract	31969
Legal Lot Number	42
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1003
Census Tract	45118

Owner

444 Monte Vista is owned and occupied by an individual who bought it in March 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	444 MONTE VIS, PALM DESERT, CA 92260-5299
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Mar 29, 2021	Grant Deed, Transfer · Reverse Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on File
Deed Sale	Mar 29, 2021 · Amount on File
Prior Sale	Apr 26, 2012 · Amount on File
Deed Document Number	2021195998
Prior Transfer Date	Sep 16, 2014
Prior Transfer Doc	0000363115
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	444 MONTE VIS, PALM DESERT, CA 92260-5299
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 MONTE VISTA, PALM DESERT, CA 92260-5299

Mortgage

Document Number	0000067619
Date	Feb 9, 2022
Instrument	2022-0067619

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.44%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 29, 2021
Property Address	444 MONTE VIS, PALM DESERT, CA 92260-5299
Document Number	0000195998
Map Reference	MB 368 PG 33-36
Instrument Date	Feb 12, 2021
Instrument	2021-0195998
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 MONTE VIS, PALM DESERT, CA 92260-5299

Mortgage

Document Number	0000195999
Date	Mar 29, 2021
Instrument	2021-0195999

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 444 Monte Vista was $7,212, up 2.4% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,477 (+2%) Land $55,203 Building $480,274
2025	$7,212.00 (+2.36%)	$524,978 Land $54,121 Building $470,857
2024	$7,046.00 (+2.92%)
2023	$6,846.00 (+3.09%)	$504,594 Land $52,020 Building $452,574
2022	$6,641.00
2021			$442,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 444 Monte Vista in Zone X, where a levee reduces flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–2016)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 444 Monte Vista is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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