437 Monte Vista, Palm Desert, CA 92260 Property Records

Riverside County property record for 437 Monte Vista, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,531 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on Record
Last Sale	$440,000 (May 2019)
Tax Bill	$6,708 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`640-380-046`

Property Details

APN / Parcel Number

Primary APN	`640-380-046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,531 sqft Living Area
Gross Area	3,147 sqft
1st Floor Area	2,531 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	437 MONTE VIS
City	PALM DESERT
State	CA
Zip	92260-5299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.11 ACRES NET IN LOT 38 MB 368/033 TR 31969
Legal Subdivision	TRACT NO 31969
Legal Tract	31969
Legal Lot Number	38
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1003
Census Tract	45118

Owner

Source: Riverside County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	437 MONTE VIS, PALM DESERT, CA 92260-5299
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
May 24, 2019	Grant Deed, Transfer · Conventional Mortgage LBS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Nov 8, 2005 · Amount on Record
Deed Document Number	2019185893
Prior Transfer Date	Jan 17, 2013
Prior Transfer Doc	0000034924
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	437 MONTE VIS, PALM DESERT, CA 92260-5299
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2192 VIA MARIPOSA E H, H, LAGUNA WOODS, CA 92637-6809

Mortgage

Document Number	0000616003
Date	Dec 4, 2020
Instrument	2020-0616003

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 24, 2019
Property Address	437 MONTE VIS, PALM DESERT, CA 92260-5299
Document Number	0000185893
Map Reference	MB 368 PG 33-36
Instrument Date	Apr 30, 2019
Instrument	2019-0185893
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	437 MONTE VIS, PALM DESERT, CA 92260-5299

Mortgage

Document Number	0000185894
Date	May 24, 2019
Instrument	2019-0185894

Lender

Name	LBS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,641 (+2%) Land $56,889 Building $443,752
2025	$6,708.00 (+5.5%) Homeowner's exemption	$490,825 (+4.04%) Land $55,774 Building $435,051
2023	$6,358.00 (+3.18%) Homeowner's exemption	$471,767 Land $53,609 Building $418,158
2022	$6,162.00
2021			$726,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–2016)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

Nearby Properties on Monte Vista

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures