DeSoto County property record for 4578 McCracken Rd, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2017 |
| Square Footage | 3,467 sqft Adjusted Area |
| Lot Size | 81,022 sqft (1.86 acres) |
| Garage | 750 sqft |
| Pool | 800 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,845.00 (2025) |
| Primary APN | 3-07-9-29-02-0-00003-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,467 sqft Adjusted Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 81,022 sqft (1.86 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 750 sqft Garage |
| Pool Area | 800 sqft Pool |
| Patio Area | 544 sqft Patio |
| Street Address | 4578 MCCRACKEN RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8810 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TIMBER TRAILS LOT 3 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 29 |
| Legal Subdivision | TIMBER TRAILS |
| Legal Lot Number | 3 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-07-9-29-02-0-00003-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4578 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 25, 2017 | Deed of Trust, Mortgage · Building or Construction Mortgage SOUTHERN BANCORP BANK |
| May 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Nov 19, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage TRUSTMARK NATIONAL BANK |
| Nov 19, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 |
| Deed Sale | Nov 19, 2021 |
| Prior Sale | Nov 19, 2019 |
| Deed Doc Number | 0000097971 |
| Deed Book / Page | 979 / 71 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4578 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004294/587 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 4294/587 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 20, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4578 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20170526010128590 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 20170526010128590 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 19, 2021 |
| Property Address | 4578 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Document Number | 0000979/71 |
| Book / Page | 979 / 71 |
| Map Reference | MB 62 PG 18 |
| Instrument Date | Nov 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 162 WOODSONG WAY, 162, JONESBOROUGH, TN 37659-5001 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4578 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Investor | Possibly a Property Investor |
| Document Number | 0000540278 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 5402/78 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 19, 2019 |
| Property Address | 4578 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Document Number | 000905/102 |
| Book / Page | 0905 / 102 |
| Map Reference | MB 62 PG 18 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 81, HERNANDO, MS 38632-0081 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4578 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,845.00 (+33.32%) | $37,673 (+56.28%) Land $2,500 Building $35,173 | $376,734 (+56.28%) Land $25,000 Building $351,734 |
| 2023 | $2,134.00 | $24,106 | $241,062 Land $25,000 Building $216,062 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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