4541 McCracken Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 4541 McCracken Rd, Hernando, MS 38632 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2023
Square Footage4,627 sqft Adjusted Area
Lot Size349,787 sqft (8.03 acres)
OccupancyOwner Occupied
Last Sale$42,500 (2012)
Tax Bill$5,071.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-9-30-00-0-00055-02

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area4,627 sqft Adjusted Area
1st Floor2,469 sqft 1st Floor
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer Exterior
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area349,787 sqft (8.03 acres)

Location & Zoning

Street Address4541 MCCRACKEN RD
CityHERNANDO
StateMS
Zip38632-8810
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT NE1/4 SE1/4
Legal Range007
Legal Township03S
Legal Section30
Legal SubdivisionFLOYD TRACT
Legal Lot Number55
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2001
Census Tract71124

Owner

Source: DeSoto County records · APN 3-07-9-30-00-0-00055-02

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4541 MCCRACKEN RD, HERNANDO, MS 38632-8810
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Jul 06, 2022Deed of Trust, Mortgage · Building or Construction Mortgage
SOUTHERN BANCORP BANK
Sep 25, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2012 · Amount on Record
Deed SaleDec 18, 2012 · Amount on Record
Deed Book / Page696 / 549
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateMay 13, 2026
Property Address4541 MCCRACKEN RD, HERNANDO, MS 38632-8810
Document Number5663051644
Book / Page5663 / 51644
Instrument DateMay 04, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4541 MCCRACKEN RD, HERNANDO, MS 38632-8810

Mortgage

Document Number5663051644,
DateMay 13, 2026
Book Page5663/51644
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.46%
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4541 MCCRACKEN RD, HERNANDO, MS 38632-8810
Transaction TypeMortgage
Record UpdatedDec 12, 2023
Title CompanySLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8611 PLEASANT TRAIL DR, TEMPLE, TX 76502-2173

Mortgage

Document Number005562/409
DateJul 06, 2022
Book Page5562/409
Lender
NameSOUTHERN BANCORP BANK
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 02, 2023

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4541 MCCRACKEN RD, HERNANDO, MS 38632-8810
Transaction TypeMortgage
Record UpdatedDec 12, 2023
Title CompanySLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7946 IRONWOOD DR, SOUTHAVEN, MS 38671-4406

Mortgage

Document Number5660/88741
DateSep 25, 2023
Book Page5660/88741
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,071.00 (+595.61%)$50,218 (+594.87%) Land $4,818 Building $45,400$502,178 (+942.3%) Land $48,180 Building $453,998
2023$729.00$7,227$48,180 Land $48,180

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