DeSoto County property record for 4540 McCracken Rd, Hernando, MS 38632 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2001 |
| Square Footage | 3,053 sqft Adjusted Area |
| Lot Size | 81,022 sqft (1.86 acres) |
| Pool | 648 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2019) |
| Tax Bill | $2,044.00 (2025) |
| Primary APN | 3-07-9-29-02-0-00002-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,053 sqft Adjusted Area |
| 1st Floor | 1,498 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Material | Shingle Roof |
| Lot Area | 81,022 sqft (1.86 acres) |
| Pool Area | 648 sqft Pool |
| Patio Area | 496 sqft Patio |
| Street Address | 4540 MCCRACKEN RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8810 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TIMBER TRAILS LOT 2 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 29 |
| Legal Subdivision | TIMBER TRAILS |
| Legal Lot Number | 2 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-07-9-29-02-0-00002-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4540 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2022 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Jul 18, 2017 | Deed of Trust, Mortgage GUARANTY BANK & TRUST CO |
| May 18, 2017 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| May 29, 2020 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Nov 27, 2019 | Intrafamily Transfer, Transfer |
| Jul 25, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2019 · Amount on Record |
| Deed Sale | Jul 25, 2019 · Amount on Record |
| Prior Sale | May 24, 2016 · Amount on Record |
| Deed Book / Page | 894 / 324 |
| Last Transfer Date | Nov 21, 2019 |
| Transfer Doc | 000905/668 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4540 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4540 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Document Number | 0005643/92 |
|---|---|
| Date | Dec 06, 2022 |
| Book Page | 5643/92 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4540 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20170718010207250 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 20170718010207250 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Amount | Amount Recorded |
|---|---|
| Term | 118 Months |
| Due | May 03, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4540 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20170518010119800 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 20170518010119800 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BELZONI, MS 39038 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 03, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4540 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004955/97 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 4955/97 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 19, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 27, 2019 |
| Property Address | 4540 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Document Number | 000905/668 |
| Book / Page | 0905 / 668 |
| Map Reference | MB 62 PG 18 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4540 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 25, 2019 |
| Property Address | 4540 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Document Number | 000894/324 |
| Book / Page | 0894 / 324 |
| Map Reference | MB 62 PG 18 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4540 MCCRACKEN RD, HERNANDO, MS 38632-8810 |
| Document Number | 0004768165 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 4768/165 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,044.00 (+15.09%) | $28,079 (+36.56%) Land $2,500 Building $25,579 | $280,788 (+36.56%) Land $25,000 Building $255,788 |
| 2023 | $1,776.00 | $20,561 | $205,611 Land $25,000 Building $180,611 |
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