Loudoun County property record for 45771 Smoketree Ter, Sterling, VA 20166
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 2,905 sqft · built 2001 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $393,500 (Sep 2009) |
| Tax Bill | $5,687 (2026) |
| Deeds & Mortgages | Aug 2023 Refinance Dec 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-38-6427-000 |
| Primary APN | 031-38-6427-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,905 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| Basement Area | 368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Basement |
| Garage Area | 454 sqft |
| Deck Area | Deck Area |
| Patio Area | 630 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45771 SMOKETREE TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-7205 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R16 |
| Legal Description | TALL OAKS SEC 3 LOT 135 201108170050039 D/G 200706110043597 |
| Legal Subdivision | TALL OAKS SEC 3 |
| Legal Block | 1 |
| Legal Lot Number | 135 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 611502 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45771 SMOKETREE TER, STERLING, VA 20166-7205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Dec 13, 2023 | Intrafamily Transfer, Transfer |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2009 · Amount on Record |
| Deed Sale | Sep 22, 2009 · Amount on Record |
| Prior Sale | Jun 11, 2007 · Amount on Record |
| Deed Document Number | 200964714 |
| Last Transfer Date | Dec 12, 2023 |
| Transfer Doc | 0000049447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45771 SMOKETREE TER, STERLING, VA 20166-7205 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000033695 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 202308220033695 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 30, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Dec 13, 2023 |
| Property Address | 45771 SMOKETREE TER, STERLING, VA 20166-7205 |
| Document Number | 0000049447 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 202312130049447 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45771 SMOKETREE TER, STERLING, VA 20166-7205 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45771 SMOKETREE TER, STERLING, VA 20166-7205 |
| Document Number | 20190111001635 |
| Instrument Date | Dec 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20190111001635 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 1635 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,687.00 (+3.74%) | $706,540 (+12.77%) Land $193,500 Building $513,040 | $706,540 (+12.77%) Land $193,500 Building $513,040 |
| 2023 | $5,482.00 | $626,550 Land $193,500 Building $433,050 | $626,550 Land $193,500 Building $433,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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