Loudoun County property record for 45774 Smoketree Ter, Sterling, VA 20166
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 3,104 sqft · built 2001 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $660,000 (Jun 2023) |
| Tax Bill | $5,703 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage May 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-38-7839-000 |
| Primary APN | 031-38-7839-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 3,104 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Basement Area | 484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Deck Area | Deck Area |
| Patio Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45774 SMOKETREE TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-7206 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R16 |
| Legal Description | TALL OAKS SEC 3 LOT 103 200909220064714 |
| Legal Subdivision | TALL OAKS SEC 3 |
| Legal Block | 1 |
| Legal Lot Number | 103 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 611502 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12812 MIDDLETON LN, FAIRFAX, VA 22033-3123 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION |
| May 4, 2016 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on Record |
| Deed Sale | Jun 13, 2023 · Amount on Record |
| Prior Sale | May 6, 2016 · Amount on Record |
| Deed Document Number | 202322689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 13, 2023 |
| Property Address | 45774 SMOKETREE TER, STERLING, VA 20166-7206 |
| Document Number | 0000022689 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 202306130022689 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY PRO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45774 SMOKETREE TER, STERLING, VA 20166-7206 |
| Document Number | 0000022690 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 202306130022690 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45774 SMOKETREE TER, STERLING, VA 20166-7206 |
| Document Number | 20170309014623 |
| Instrument Date | May 4, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45774 SMOKETREE TER STERLING VA 201667206, STERLING, VA 20166-7206 |
| Document Number | 20170309014623 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 14623 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2047 |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,703.00 (+2.94%) | $708,560 (+11.9%) Land $190,000 Building $518,560 | $708,560 (+11.9%) Land $190,000 Building $518,560 |
| 2023 | $5,540.00 (+10.49%) | $633,200 (+12.39%) Land $190,000 Building $443,200 | $633,200 (+12.39%) Land $190,000 Building $443,200 |
| 2022 | $5,014.00 | $563,420 Land $175,000 Building $388,420 | $563,420 Land $175,000 Building $388,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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