1. Home
  2. Virginia
  3. Loudoun County
  4. Sterling
  5. Smoketree Ter

45765 Smoketree Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 45765 Smoketree Ter, Sterling, VA 20166

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,712 sqft · built 2001
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Feb 2018)
Tax Bill$5,359 (2026)
Deeds & MortgagesOct 2021 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN031-38-5833-000

Property Details

APN / Parcel Number

Primary APN031-38-5833-000
Alternative APN
  • 81 27 133

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories3 Stories
Building Area2,712 sqft Living Area
1st Floor Area960 sqft
Basement Area238 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Garage TypeBasement
Garage Area480 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45765 SMOKETREE TER
CitySTERLING
StateVA
Zip20166-7203
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR16
Legal DescriptionTALL OAKS SEC 3 LOT 133 1989--853
Legal SubdivisionTALL OAKS SEC 3
Legal Block1
Legal Lot Number133
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1025
Census Tract611502

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45765 SMOKETREE TER, STERLING, VA 20166-7203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 12, 2020Deed of Trust, Mortgage · Conventional with PMI
FREEDOM MTG
Sep 5, 2019Deed of Trust, Mortgage · VA Mortgage
FAIRWAY INDEPENDENCE MTG CORP
Feb 9, 2018Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2018 · Amount on Record
Deed SaleFeb 9, 2018 · Amount on Record
Prior SaleAug 23, 2001 · Amount on Record
Deed Document Number20187431
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45765 SMOKETREE TER, STERLING, VA 20166-7203
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202110140105814
DateOct 14, 2021
Instrument202110140105814
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate
Rate2.63%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45765 SMOKETREE TER, STERLING, VA 20166-7203
Document Number20201117111667
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45765 SMOKETREE TER STERLING VA 201667203, STERLING, VA 20166-7203

Mortgage

Document Number20201117111667
DateNov 17, 2020
Instrument111667
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 16, 2050
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45765 SMOKETREE TER, STERLING, VA 20166-7203
Document Number20190910053674
Instrument DateSep 5, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45765 SMOKETREE TER STERLING VA 201667203, STERLING, VA 20166-7203

Mortgage

Document Number20190910053674
DateSep 10, 2019
Instrument53674
Lender
NameFAIRWAY INDEPENDENCE MTG CORP
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 9, 2049
Interest
Rate TypeFixed Rate
Rate3.88%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateFeb 9, 2018
Property Address45765 SMOKETREE TER, STERLING, VA 20166-7203
Document Number20180209007431
Instrument DateFeb 8, 2018
Instrument7431
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45765 SMOKETREE TER STERLING VA 201667203, STERLING, VA 20166-7203

Mortgage

Document Number20180209007432
DateFeb 9, 2018
Instrument7432
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,359.00 (+5.53%)$665,810 (+5.55%) Land $190,000 Building $475,810$665,810 (+5.55%) Land $190,000 Building $475,810
2025$5,078.00 (-2.25%)$630,820 (+6.25%) Land $190,000 Building $440,820$630,820 (+6.25%) Land $190,000 Building $440,820
2023$5,195.00$593,730 Land $190,000 Building $403,730$593,730 Land $190,000 Building $403,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Smoketree Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures