4577 E Waterman St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4577 E Waterman St, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,435 sqft · built 2012
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Last Sale	$575,000 (Jun 2021)
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2021 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`313-16-912`

Property Details

APN / Parcel Number

Primary APN	`313-16-912`
Alternative APN	`313169124`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,435 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	2,435 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,200 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4577 E WATERMAN ST
City	GILBERT
State	AZ
Zip	85297-7448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	POWER RANCH NEIGHBORHOOD 9 PARCEL 2 MCR 795-50
Legal Range	6E
Legal Township	2S
Legal Section	1
Legal Subdivision	POWER RANCH NEIGHBORHOOD 9 PARCEL 2
Legal Lot Number	628
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1032
Census Tract	815800

Owner

Source: Maricopa County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	41802 N DEER TRAIL RD, CAVE CREEK, AZ 85331-2802
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 30, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Apr 28, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Mar 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Apr 28, 2021 · Amount on Record
Deed Document Number	2021722046
Prior Transfer Date	Dec 8, 2012
Prior Transfer Doc	0001168848
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4577 E WATERMAN ST, GILBERT, AZ 85297-7448
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4577 E WATERMAN ST, GILBERT, AZ 85297-7448

Mortgage

Document Number	0000170889
Date	Feb 16, 2021
Instrument	20210170889

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 30, 2021
Property Address	4577 E WATERMAN ST, GILBERT, AZ 85297-7448
Document Number	0000722046
Map Reference	MB 795 PG 50
Instrument Date	Jun 30, 2021
Instrument	20210722046
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4577 E WATERMAN ST, GILBERT, AZ 85297-7448

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 28, 2021
Property Address	4577 E WATERMAN ST, GILBERT, AZ 85297-7448
Document Number	0000474403
Map Reference	MB 795 PG 50
Instrument Date	Apr 28, 2021
Instrument	20210474403
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2765 E CHERRYWOOD PL, 2765, CHANDLER, AZ 85249-3576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD #1600 # 1600, 1600, PHOENIX, AZ 85033
Investor	Possibly a Property Investor

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2018
Property Address	4577 E WATERMAN ST, GILBERT, AZ 85297-7448
Document Number	0000580191
Map Reference	MB 795 PG 50
Instrument Date	Jul 6, 2018
Instrument	20180580191
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	AMERICAN TITLE SERVICE AGENC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4577 E WATERMAN ST, 4577, GILBERT, AZ 85297-7448

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4577 E WATERMAN ST, GILBERT, AZ 85297-7448

Mortgage

Document Number	0000580192
Date	Jul 31, 2018
Instrument	20180580192

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 28, 2017
Property Address	4577 E WATERMAN ST, GILBERT, AZ 85297-7448
Document Number	0000215694
Map Reference	MB 795 PG 50
Instrument Date	Mar 23, 2017
Instrument	2017-0215694
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4577 E WATERMAN ST, GILBERT, AZ 85297-7448

Mortgage

Document Number	0000215695
Date	Mar 28, 2017
Instrument	2017-0215695

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,230 (+95.06%)	$562,300 (+7.58%) Land $112,400 Building $449,900
2025	$2,496.00 (-8.27%)	$28,827 (-49.27%)	$522,700 (-8.01%) Land $104,500 Building $418,200
2024		$56,820	$568,200 Land $113,600 Building $454,600
2023	$2,721.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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