4572 E Waterman St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4572 E Waterman St, Gilbert, AZ 85297 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,602 sqft · built 2006
Lot Size	0.189 acres (8,268 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Aug 2009)
Tax Bill	$3,295 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2017 Mortgage + 7 more
Flood Zone	Zone X (moderate risk)
APN	`313-16-906`

Property Details

APN / Parcel Number

Primary APN	`313-16-906`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,602 sqft Living Area
1st Floor Area	2,062 sqft
2nd Floor Area	2,540 sqft

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,268 sqft (0.189 acres)
Parking Spaces	3 Parking Spaces
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4572 E WATERMAN ST
City	GILBERT
State	AZ
Zip	85297-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POWER RANCH NEIGHBORHOOD 9 PARCEL 2 MCR 795-50
Legal Range	06E
Legal Township	02S
Legal Section	01
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	POWER RANCH NEIGHBORHOOD 9 PARCEL 2
Legal Lot Number	622
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1003
Census Tract	815800

Owner

Source: Maricopa County records · APN 313-16-906

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL LENDING INC
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL LENDING INC
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL LENDING INC
Oct 02, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL LENDING INC
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL LENDING INC
Nov 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL LENDING INC
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL LENDING INC
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL LENDING INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2009 · Amount on Record
Deed Sale	Aug 03, 2009 · Amount on Record
Prior Sale	May 18, 2016
Deed Document Number	0000716880
Last Transfer Date	Jun 27, 2016
Transfer Doc	0000446362
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447

Mortgage

Document Number	0000722399
Date	Sep 20, 2022
Instrument	20220722399

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123419
Date	Feb 21, 2017
Instrument	2017-0123419

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000640868
Date	Aug 30, 2017
Instrument	2017-0640868

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447

Mortgage

Document Number	0000263197
Date	Apr 15, 2019
Instrument	20190263197

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000781928
Date	Oct 02, 2019
Instrument	20190781928

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000369260
Date	Apr 30, 2020
Instrument	20200369260

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447

Mortgage

Document Number	0001065910
Date	Nov 03, 2020
Instrument	20201065910

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447

Mortgage

Document Number	0000534819
Date	May 13, 2021
Instrument	20210534819

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4572 E WATERMAN ST, GILBERT, AZ 85297-7447

Mortgage

Document Number	0001238410
Date	Nov 19, 2021
Instrument	20211238410

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,150 (+0.63%)	$721,500 (+0.63%) Land $144,300 Building $577,200
2025	$3,295.00 (-5.91%)
2024		$71,700	$717,000 Land $143,400 Building $573,600
2023	$3,502.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138158001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 620 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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