4576 E Waterman St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4576 E Waterman St, Gilbert, AZ 85297 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,602 sqft · built 2007
Lot Size0.216 acres (9,434 sqft)
OwnerIndividual Name on File
Last Sale$945,000 (May 2025)
Tax Bill$3,771 (2025)
Deeds & MortgagesJul 2020 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN313-16-908

Property Details

APN / Parcel Number

Primary APN313-16-908

Interior

Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area4,602 sqft Living Area
1st Floor Area2,062 sqft
2nd Floor Area2,540 sqft

Exterior

Year BuiltBuilt 2007
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area9,434 sqft (0.216 acres)
Parking Spaces3 Parking Spaces
Pool Area580 sqft
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4576 E WATERMAN ST
CityGILBERT
StateAZ
Zip85297-7447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOWER RANCH NEIGHBORHOOD 9 PARCEL 2 MCR 795-50
Legal Range06E
Legal Township02S
Legal Section01
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionPOWER RANCH NEIGHBORHOOD 9 PARCEL 2
Legal Lot Number624
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1003
Census Tract815800

Owner

Source: Maricopa County records · APN 313-16-908

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4576 E WATERMAN ST, GILBERT, AZ 85297-7447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Feb 22, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2025 · Amount on Record
Deed SaleMay 29, 2025 · Amount on Record
Prior SaleFeb 22, 2019 · Amount on Record
Deed Document Number20250308561
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4576 E WATERMAN ST, GILBERT, AZ 85297-7447
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyGREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000657706
DateJul 22, 2020
Instrument20200657706
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
AddressMESA, AZ 85203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 22, 2019
Property Address4576 E WATERMAN ST, GILBERT, AZ 85297-7447
Document Number0000122030
Map ReferenceMB 795 PG 50
Instrument DateFeb 11, 2019
Instrument20190122030
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2885 E SIERRA MADRE AVE, 2885, GILBERT, AZ 85296-9456

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4576 E WATERMAN ST, GILBERT, AZ 85297-7447

Mortgage

Document Number0000122031
DateFeb 22, 2019
Instrument20190122031
Lender
NameAMERIFIRST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$78,900 (+0.09%)$789,000 (+0.09%) Land $157,800 Building $631,200
2025$3,771.00 (-5.8%)
2024$78,830$788,300 Land $157,600 Building $630,700
2023$4,003.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138158001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 620 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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