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4575 Opal St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4575 Opal St, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1949
Square Footage1,044 sqft Living Area
Lot Size3,223 sqft (0.074 acres)
GarageAttached, 200 sqft
Last Sale$999,000 (2017)
Tax Bill$14,328.00 (2025)

Property Details

APN / Parcel Number

Primary APN034-061-16
Alternative APN
  • 034-061-16-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,044 sqft Living Area
Gross Area1,244 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area3,223 sqft (0.074 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area200 sqft Garage

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4575 OPAL ST
CityCAPITOLA
StateCA
Zip95010-3126
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionOPAL 01/FAIRVIEW TR
Legal Block10
Legal Lot Number17
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1025
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-061-16

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15761 E ALTA VISTA WAY, SAN JOSE, CA 95127-1736
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMWEST FUNDING CORPORATION
Mar 30, 2023Deed of Trust, Mortgage · Commercial Mortgage
STEPHEN E TRETTIN IRA
Aug 04, 2017Grant Deed, Transfer · Conventional Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2017 · Amount on Record
Deed SaleAug 04, 2017 · Amount on Record
Prior SaleMar 11, 2010 · Amount on Record
Deed Doc Number201725749
Prior Transfer DateMay 27, 2016
Prior Transfer Doc0000018957
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateMay 28, 2026
Property Address4575 OPAL ST, CAPITOLA, CA 95010-3126
Document Number0000012026
Instrument DateMay 21, 2026
Instrument202612026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212

Mortgage

Document Number0000012026,
DateMay 28, 2026
Instrument202612026
Lender
NameAMWEST FUNDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4575 OPAL ST, CAPITOLA, CA 95010-3126
Transaction TypeMortgage
Record UpdatedApr 12, 2023
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15761 E ALTA VISTA WAY, SAN JOSE, CA 95127-1736

Mortgage

Document Number0000005453
DateMar 30, 2023
Instrument2023-0005453
Lender
NameSTEPHEN E TRETTIN IRA
TypeNon-Lending Institution
AddressCAPITOLA, CA 95010
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 04, 2017
Property Address4575 OPAL ST, CAPITOLA, CA 95010-3126
Document Number0000025749
Instrument DateJul 26, 2017
Instrument25749
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,098.90
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4575 OPAL ST CAPITOLA CA 950103126, CAPITOLA, CA 95010-3126

Mortgage

Document Number25750
DateAug 04, 2017
Instrument25750
Lender
NameBANK OF THE WEST
TypeBank
AddressANKENY, IA 50021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,159,426 (+2%) Land $985,512 Building $173,914
2025$14,328.00 (+9.61%)$1,136,692 (+4.04%) Land $966,188 Building $170,504
2023$13,072.00 (+1.11%)$1,092,553 Land $928,670 Building $163,883$1,118,520
2022$12,929.00

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