Santa Cruz County property record for 4590 Opal St, Capitola, CA 95010 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,384 sqft Living Area |
| Lot Size | 3,223 sqft (0.074 acres) |
| Garage | Attached, 478 sqft |
| Last Sale | $282,500 (1995) |
| Tax Bill | $6,750.00 (2025) |
| Primary APN | 034-062-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,384 sqft Living Area |
| Gross Area | 2,862 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,223 sqft (0.074 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 478 sqft Garage |
| Sewage | Municipal Sewage |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 4590 OPAL ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3127 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | OPAL 01 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 121701 |
Source: Santa Cruz County records · APN 034-062-05
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1992 HARRISON ST, SANTA CLARA, CA 95050-4536 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 04, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Mar 04, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY |
| Feb 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 18, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 1995 · Amount on Record |
| Deed Sale | Oct 31, 1995 · Amount on Record |
| Prior Sale | Nov 23, 1994 · Amount on Record |
| Deed Doc Number | 199555967 |
| Deed Book / Page | 5750 / 352 |
| Last Transfer Date | Mar 02, 2021 |
| Transfer Doc | 0000013264 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 04, 2021 |
| Property Address | 4590 OPAL ST, CAPITOLA, CA 95010-3127 |
| Document Number | 0000013262 |
| Map Reference | VOL 18 PG 40 |
| Instrument Date | Mar 02, 2021 |
| Instrument | 2021-0013262 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1992 HARRISON ST, SANTA CLARA, CA 95050-4536 |
| Document Number | 0000013263 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 2021-0013263 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 04, 2021 |
| Property Address | 4590 OPAL ST, CAPITOLA, CA 95010-3127 |
| Document Number | 0000013264 |
| Map Reference | VOL 18 PG 40 |
| Instrument Date | Mar 02, 2021 |
| Instrument | 2021-0013264 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1992 HARRISON ST, SANTA CLARA, CA 95050-4536 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 18, 2020 |
| Property Address | 4590 OPAL ST, CAPITOLA, CA 95010-3127 |
| Document Number | 0000005482 |
| Map Reference | VOL 18 PG 40 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 2020-0005482 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 1992 HARRISON ST, SANTA CLARA, CA 95050-4536 |
| Document Number | 0000005483 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 2020-0005483 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 18, 2020 |
| Property Address | 4590 OPAL ST, CAPITOLA, CA 95010-3127 |
| Document Number | 0000005484 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 5484 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1992 HARRISON ST SANTA CLARA CA 950504536, SANTA CLARA, CA 95050-4536 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,703 (+2%) Land $169,453 Building $309,250 | ||
| 2025 | $6,750.00 (+10.89%) | $469,316 (+4.04%) Land $166,130 Building $303,186 | |
| 2023 | $6,087.00 (+1.55%) | $451,092 Land $159,679 Building $291,413 | $1,475,910 |
| 2022 | $5,994.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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