Santa Cruz County property record for 4510 Opal St, Capitola, CA 95010 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,782 sqft · built 1950 |
| Lot Size | 0.074 acres (3,223 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,116 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-062-01 |
| Primary APN | 034-062-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,782 sqft Living Area |
| Gross Area | 2,242 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 3,223 sqft (0.074 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 4510 OPAL ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OPAL CLIFFS 01 |
| Legal Block | 12 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 121701 |
Source: Santa Cruz County records · APN 034-062-01
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4510 OPAL ST, CAPITOLA, CA 95010-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WINNPOINTE CORPORATION |
| Sep 25, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 03, 2021 |
| Transfer Doc | 0000042328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 13, 2021 |
| Property Address | 4510 OPAL ST, CAPITOLA, CA 95010-3127 |
| Document Number | 0000042328 |
| Map Reference | MB 18 PG 40 |
| Instrument Date | Aug 03, 2021 |
| Instrument | 2021-0042328 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4510 OPAL ST, CAPITOLA, CA 95010-3127 |
| Document Number | 0000042329 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-0042329 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4510 OPAL ST, CAPITOLA, CA 95010-3127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029099 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 2018-0029099 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 17, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,262 (+2%) Land $64,778 Building $184,484 | ||
| 2025 | $4,116.00 (+8.95%) Homeowner's exemption | $244,376 (+4.04%) Land $63,508 Building $180,868 | |
| 2024 | $3,778.00 (+3.34%) | ||
| 2023 | $3,656.00 (+2.15%) Homeowner's exemption | $234,886 Land $61,042 Building $173,844 | $1,702,170 |
| 2022 | $3,579.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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