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4575 Big Sur St, Oceanside, CA 92057 Property Records

San Diego County property record for 4575 Big Sur St, Oceanside, CA 92057 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,904 sqft · built 1985
Lot Size0.155 acres (6,753 sqft)
Owner2 Individual Names on File
Tax Bill$7,686 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN157-632-16-00

Property Details

APN / Parcel Number

Primary APN157-632-16-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,904 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area6,753 sqft (0.155 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4575 BIG SUR ST
CityOCEANSIDE
StateCA
Zip92057-4219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 217 TR 010622
Legal SubdivisionWHELAN RANCH
Legal Tract010622
Legal Block1
Legal Lot Number217
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1009
Census Tract18608

Owner

Source: San Diego County records · APN 157-632-16-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4575 BIG SUR ST, OCEANSIDE, CA 92057-4219
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Intrafamily Transfer, Transfer · VA Mortgage
PACIFIC LENDING LLC
Sep 17, 2019Grant Deed, Transfer · VA Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2021
Deed SaleNov 12, 2021
Prior SaleSep 17, 2019 · Amount on Record
Deed Document Number2021785487
Prior Transfer DateNov 05, 2021
Prior Transfer Doc0000785487
Record UpdatedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 12, 2021
Property Address4575 BIG SUR ST, OCEANSIDE, CA 92057-4219
Document Number0000785487
Map ReferenceMAP 10622
Instrument DateNov 05, 2021
Instrument2021-0785487
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4575 BIG SUR ST, OCEANSIDE, CA 92057-4219

Mortgage

Document Number0000785488
DateNov 12, 2021
Instrument2021-0785488
Lender
NamePACIFIC LENDING LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 17, 2019
Property Address4575 BIG SUR ST, OCEANSIDE, CA 92057-4219
Document Number0000406801
Map ReferenceMAP 10622
Instrument DateJul 17, 2019
Instrument2019-0406801
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4575 BIG SUR ST, OCEANSIDE, CA 92057-4219

Mortgage

Document Number0000406802
DateSep 17, 2019
Instrument2019-0406802
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$684,922 (+2%) Land $86,266 Building $598,656
2025$7,686.00 (+5.16%)$671,493 (+4.04%) Land $84,575 Building $586,918
2023$7,309.00 (+1.54%)$645,420 Land $81,292 Building $564,128
2022$7,198.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2002)
Most Recent ClaimDec 2002, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 51% of the US · above 30% of California
Wildfire LikelihoodAbout 1 in 671 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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