San Diego County property record for 4570 Big Sur St, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1985 |
| Lot Size | 0.139 acres (6,042 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $515,000 (Sep 2018) |
| Tax Bill | $6,590 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-632-23-00 |
| Primary APN | 157-632-23-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,042 sqft (0.139 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4570 BIG SUR ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 224 TR 010622 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 010622 |
| Legal Block | 1 |
| Legal Lot Number | 224 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 18608 |
Source: San Diego County records · APN 157-632-23-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4570 BIG SUR ST, OCEANSIDE, CA 92057-4218 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Nov 01, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Sep 20, 2018 | Grant Deed, Transfer · VA Mortgage MCJAB INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on Record |
| Deed Sale | Sep 20, 2018 · Amount on Record |
| Prior Sale | Apr 25, 2016 · Amount on Record |
| Deed Document Number | 2018394156 |
| Last Transfer Date | Dec 10, 2024 |
| Transfer Doc | 0000012880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4570 BIG SUR ST, OCEANSIDE, CA 92057-4218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4570 BIG SUR ST, OCEANSIDE, CA 92057-4218 |
| Document Number | 0000715057 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020-0715057 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4570 BIG SUR ST, OCEANSIDE, CA 92057-4218 |
| Document Number | 0000517869 |
| Instrument Date | Nov 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4570 BIG SUR ST OCEANSIDE CA 920574218, OCEANSIDE, CA 92057-4218 |
| Document Number | 0000517869 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 517869 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 20, 2018 |
| Property Address | 4570 BIG SUR ST, OCEANSIDE, CA 92057-4218 |
| Document Number | 0000394156 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 394156 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | EQUITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $566.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4570 BIG SUR ST OCEANSIDE CA 920574218, OCEANSIDE, CA 92057-4218 |
| Document Number | 394157 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 394157 |
| Name | MCJAB INC |
|---|---|
| Address | SAN DIEGO, CA 92123 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $585,974 (+2%) Land $358,760 Building $227,214 | |
| 2025 | $6,590.00 (+5.15%) | $574,485 (+4.04%) Land $351,726 Building $222,759 |
| 2023 | $6,267.00 (+1.54%) | $552,179 Land $338,069 Building $214,110 |
| 2022 | $6,172.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2002) |
| Most Recent Claim | Dec 2002 · rainfall accumulation |
| Wildfire Risk | Moderate above 51% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 447 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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