4566 Big Sur St, Oceanside, CA 92057 Property Records

San Diego County property record for 4566 Big Sur St, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,200 sqft · built 1985
Lot Size0.137 acres (5,964 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Sep 2010)
Tax Bill$5,461 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN157-632-24-00

Property Details

APN / Parcel Number

Primary APN157-632-24-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,200 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area5,964 sqft (0.137 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4566 BIG SUR ST
CityOCEANSIDE
StateCA
Zip92057-4218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 225 TR 010622
Legal SubdivisionWHELAN RANCH
Legal Tract010622
Legal Block1
Legal Lot Number225
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1008
Census Tract18608

Owner

Source: San Diego County records · APN 157-632-24-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4566 BIG SUR ST, OCEANSIDE, CA 92057-4218
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2010 · Amount on Record
Deed SaleSep 27, 2010 · Amount on Record
Prior SaleMay 14, 2010 · Amount on Record
Deed Document Number2010512242
Prior Transfer DateJan 10, 2006
Prior Transfer Doc0000029683
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4566 BIG SUR ST, OCEANSIDE, CA 92057-4218
Transaction TypeMortgage
Record UpdatedJul 19, 2021
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4566 BIG SUR ST, OCEANSIDE, CA 92057-4218

Mortgage

Document Number0000490621
DateJul 08, 2021
Instrument2021-0490621
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$490,035 (+2%) Land $288,772 Building $201,263
2025$5,461.00 (+5.22%) Homeowner's exemption$480,427 (+4.04%) Land $283,110 Building $197,317
2023$5,190.00 (+1.57%) Homeowner's exemption$461,773 Land $272,117 Building $189,656
2022$5,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186081, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2002)
Most Recent ClaimDec 2002 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 51% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 447 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Big Sur St

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