45746 Kaiser Rd, Ronan, MT 59864 Property Records

Lake County property record for 45746 Kaiser Rd, Ronan, MT 59864

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,714 sqft · built 1946
Lot Size	160 acres (6,969,600 sqft)
Owner	Individual Name on Record
Tax Bill	$8,679 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R155713`

Property Details

APN / Parcel Number

Primary APN	`R155713`
Alternative APNs	`15-3101-25-1-01-09-0000` `0000004162`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,224 sqft
Attic	Attic
Attic Area	490 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,969,600 sqft (160 acres)
Terrain	Wooded

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	21 sqft
Shed	1 Shed
Shed Area	128 sqft
Granary	192 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000004162
Street Address	45746 KAISER RD
City	RONAN
State	MT
Zip	59864-8966
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S25, T21 N, R21 W, ACRES 160, N2SW, S2SW
Legal Range	21W
Legal Township	21N
Legal Section	25
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1014
Census Tract	940500

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 736, RONAN, MT 59864-0736
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Apr 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Jan 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 10, 2022
Transfer Doc	0000602208
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	May 5, 2026
Property Address	45746 KAISER RD, RONAN, MT 59864-8966
Document Number	0000638496
Instrument Date	Apr 30, 2026
Instrument	2026638496
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65633 US HIGHWAY 93, RONAN, MT 59864-8735

Mortgage

Document Number	0000638496,
Date	May 5, 2026
Instrument	2026638496

Lender

Name	GLACIER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	45746 KAISER RD, RONAN, MT 59864-8966
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65633 US HIGHWAY 93, RONAN, MT 59864-8735

Mortgage

Document Number	0000597396
Date	Apr 8, 2022
Instrument	597396

Lender

Name	GLACIER BANK
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	45746 KAISER RD, RONAN, MT 59864-8966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	567172
Date	Jan 2, 2019
Instrument	567172

Lender

Name	GLACIER BANK
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	45746 KAISER RD, RONAN, MT 59864-8966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	576090
Date	Mar 24, 2020
Instrument	576090

Lender

Name	GLACIER BANK
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Apr 5, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,679.00 (+9.96%)	$343,489 (-)
2025	$7,893.00 (-2.95%)	$343,489 (+20.29%)	$343,489 (+20.29%) Land $114,789 Building $228,700
2023	$8,133.00	$285,547	$285,547 Land $96,287 Building $189,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Western Montana CommunityTel Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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